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Are you a compulsive spender, or do you ...

Are you a compulsive spender, or do you hold on to your money as long as possible? Are you a bargain hunter? Would you rather use charge accounts than pay cash? Your answers to these questions will reflect your personality. According to psychologists, our individual money habits not only show our beliefs and values, but can also stem from past problems.

Experts in psychology believe that for many people, money is an important symbol of strength and influence. Husbands who complain about their wives’ spending habits may be afraid that they are losing power in their marriage. Wives, on the other hand, may waste huge amounts of money because they are angry at their husbands. In addition, many people consider money a symbol of love. They spend it on their family and friends to express love, or they buy themselves expensive presents because they need love.

People can be addicted to different things — for example, alcohol, drugs, certain foods, or even television. They are compulsive in their addictions, i.e. they must satisfy these needs to feel comfortable. In the same way, according to psychologists, compulsive spenders must spend money. For people who buy on credit, furthermore, charge accounts are even more exciting than money: in other words, they feel that with credit, they can do anything. Their pleasures in spending enormous amounts are actually greater than those they get from the things they buy.

There is even a special psychology of bargain hunting. To save money, of course, most people look for sales, low prices, and discounts. Compulsive bargain hunters, however, often buy things that they don’t need just because they are cheap. They want to believe that they are helping their budgets, but they are really playing an exciting game: when they can buy something for less than other people, they feel that they are winning. Most people, experts claim, have two reasons for their behavior: a good reason for the things that they do and the real reason.

It is not only scientists, of course, who understand the psychology of spending habits, but also business people. Stores, companies, and advertisers use psychology to increase business: they consider people’s needs for love, power, or influence, their basic values, their beliefs and opinions, etc. in their advertising and sales methods.

Psychologists often use a method called “behavior therapy(疗法)” to help individuals solve their personality problems. In the same way, they can help people who feel that they have problems with money: they give them “assignments”. If a person buys something in every store that he enters, for instance, a therapist might teach him self-discipline in this way: on the first day of his therapy, he must go into a store, stay five minutes, and then leave. On the second day, he should stay for ten minutes and try something on. On the third day, he stays for fifteen minutes, asks the salesclerk a question, but does not buy anything. Soon he will learn that nothing bad will happen to him if he doesn’t buy anything, and he can solve the problem of his compulsive buying.  

1.If you use charge accounts, ____.

A.you pay in cash                         B.you pay with credit card

C.you pay less than you should               D.you pay more than you should

2.Compulsive bargain hunters buy things for all the following reasons except that ____.

A.the things they buy are cheap

B.they believe they can balance their budgets

C.they get psychological satisfaction

D.they really need the things they buy

3.Behavior therapy in this case aims at____.

A.helping businessmen to increase their business

B.helping compulsive spenders to buy less

C.finding out how people will react if they are allowed to buy

D.finding out what people will do in front of a bargain

4.The underlined word “those” in Paragraph 3 refers to ____.

A.different things                         B.their addictions

C.charge accounts                        D.their pleasures

5.From the passage we can conclude that ____.

A.how you spend money reveals if you are psychologically healthy

B.money is a necessity and will bring you happiness if you have much

C.compulsive buying problems can be solved by taking some medicine

D.all businessmen understand well the psychology of customers

 

1.B 2.D 3.B 4.D 5.A 【解析】 试题分析:文章讲述的是不同的消费方式和消费习惯能反映出消费者的性格特征和不同的心理需求。 1.事实细节题。根据第一段第一,二行Would you rather use charge accounts than pay cash?可知。选B。 2.事实细节题。 根据第五段Compulsive bargain hunters,however,often buy things that they don’t need just because they are cheap.可知选D。 3.推理判断题。根据最后一段最后一句可知。 4.词义猜测题。句意为他们花大量金钱的乐趣实际上比他们从买到的东西那得到的乐趣更多。所以是乐趣与乐趣相比,即pleasure,选D。 5.推理判断题。B项文中没有讲到,C项错在taking some medicine D项错在all businessmen。选A。 考点:考查社会现象类短文
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Skiping classes violates school rules and a poor attendance record will damage your final mark. But some college students still try every means to escape classes.   The number of these rebels may be much bigger than you think.  Three students from Anhui Normal University established Itaoke. Com in June. The website quickly attracted 2 000 registered members in three months. On the website, students share their experiences of skipping classes and even post ads to look for someone to stand in for them to attend courses.  Its embarrassing for universities to see this shameful behavior discussed:

However,it's good for schools and teachers to know via the website the reasons why students skip classes,according to Professor Xiao Haitao from Shenzhen University: Xao pointed out that some`students skip classes because of laziness.Others play truant because the teaching is truly dissatisfactory,“Universities can seek improvements to give a cure to the class-skipping problem,”said Xiao.

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Li Sicen,President of the National Taiwan University,seems to be on Chen's side.  Li claimed that he supported those students who skip classes for good reasons.

However,Professor Xiao warns students that Li is not giving permission for students to skip  classes. Xiao suggests that Li was just showing his understanding of truancy in a limited number of cases.

In Professor Pan Cuiqiong's opinion,students tend to jump to the conclusion that a certain course is boring and useless. "To clear students' misunderstanding,teachers should use materials closely related to students’lives and adapt interactive teaching methods,”said Pan.

Besides offering teachers more training,schools also need to give students different optional courses and ensure that they can attend the courses they are interested in,according to  Professor  Xiao.  Many Chinese students have the experience of being kicked out of an optional course because its size is limited. They are then forced to choose courses they dislike and are likely to skip them. We may learn from Sydney University in Australia.  There aren't any problems with numbers---if a course is popular then there will be more than one class per week.

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A.students who embarrass their universities

B.students who establish websites

C.students who skip classes

D.students who quarrel with their parents

2.Chen Yang Skips some courses because_       ___.

A.his school is more student-centered

B.he wants to get more sleep

C.he wants to fool around on campus

D.the teaching style needs much improvement

3.According to the passage,we learn that Professor Xiao__     __.

A.is giving permission for students to skip classes

B.thinks it's embarrassing for the three students to establish ltaoke. com

C.thinks the website will help to know why students skip classes

D.claimed that he supported those students who skip classes for good reasons

4.Which of the following measures is NOT mentioned to stop students skipping classes?

A.Teachers should adopt practical materials and flexible teaching methods.

B.Schools should offer teachers more training:

C.Schools need to ensure that students can attend various courses they are interested in.

D.Students should be punished if they skip classes.

 

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A camp built by students and volunteers spreads over Southern Methodist University(SMU). The affordable  21  are designed to be used by the poor as well as survivors of war and natural disasters.

“By the time 2020, there’s going to be about 1.7 billion people living in slums(贫民窟) so we would like to  22  change,” says Stephanie Hunt, co-founder of the Hunt Institute for Engineering and Humanities at SMU. The institute, which  23  build the village on SMU’s campus, was established to solve problem of the poor in the United States and around the world through engineering, and the free  24 .

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1.                A.shelters        B.clubs           C.parties   D.rooms

 

2.                A.affect          B.adapt          C.effect    D.adopt

 

3.                A.discovered      B.helped         C.studied   D.explored

 

4.                A.entry          B.competition     C.trade D.market

 

5.                A.save           B.survive         C.defend   D.cure

 

6.                A.share          B.donate         C.earn D.cost

 

7.                A.briefly         B.relevantly       C.mostly    D.efficiently

 

8.                A.held           B.stressed        C.knocked  D.packed

 

9.                A.delivered       B.contributed      C.devoted  D.sacrificed

 

10.               A.piles           B.masses         C.loaves D.blocks

 

11.               A.fragile         B.thick           C.hard  D.bitter

 

12.               A.giving out       B.giving off       C.giving up  D.giving away

 

13.               A.build          B.invent          C.improve   D.possess

 

14.               A.hot            B.cold           C.wet  D.cool

 

15.               A.nearly         B.exactly         C.partly D.fairly

 

16.               A.doctor         B.athlete         C.photographer   D.architect

 

17.               A.safe           B.dangerous      C.beautiful  D.large

 

18.               A.advantages      B.chances        C.benefits   D.profits

 

19.               A.things          B.jobs           C.wonders   D.conditions

 

20.               A.waste          B.resources       C.ideas D.technology

 

 

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—Did you have a wonderful weekend?

—We could have if it ____ fine. But it____ all the time.

A.was; has rained                         B.was; rained

C.had been; has rained                     D.had been; rained

 

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