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Green finance is a phenomenon that combines the world of finance and business with environmentally friendly behavior.It is a stage for many participants， including individual and business consumers， producers investors，and financial lenders.Green finance can be expressed differently depending on the participants' financial incentives(动机) ， desires to preserve the planet， or a combination of both.In addition to showing environmentally friendly behavior，such as promoting mass transit or the recycling of used goods， green finance is about preventing the promotion of any business or activity that could do damage to the environment now or future generations.

Financial institutions that extend lending to individuals， small businesses，or large corporations can do so in an environmentally friendly manner.In this type of green finance，loans are used for the proliferation(扩散) of renewable energy， for instance.A lender could finance the development of a solar power plant that generates power from the sun and panels installed on the roof of a building or residence.Wind power generation is another of business that would get support from green financiers.These com panes develop expensive wind farms that use large turbines onshore and of shore to capture the wind and generate energy.

Energy producers， who use fossil flues，including coal， are not likely to participate in any type of green finance.Coal is a traditional power source that release emissions into the air，substances that are largely considered harmful to the environment. As a result，a coal producer is the type of company that a green financer would likely avoid.

Offering environmental incentives to market participants is a useful way to drive the development of green businesses. Small businesses that are not even in the business of clean energy can participate because this is an extremely proactive(主动的)form of green financing. For instance， a company that sells vehicles may focus on selling cars that are designed to use a hybrid fuel combining both fossil fuels and renewable energy. This business might offer customers an incentive to purchase a car， for example， and in exchange for every vehicle that is sold， the dealer will purchase and plant a tree to promote a clean environment.

Venture capital its(风险投资者) ， or firms that extend financing to start up companies for growth， participate in green finance in an active way. Many firms are behind emerging technologies clean energy that are expected to produce a greater portion of the world's power in the future.Venture capitalists specialize in risky and emerging technologies and as a result， tend to have a hand in green financing.

    To empower students to succeed and make a difference in the 21st century， educator，business leaders， and recent college graduates agree that students have to be better prepared through a liberal， well rounded education and the ability to apply their skills and knowledge to hands-on， real-world learning experiences.College learning for the New Global Century， a recent report released by the National Leadership Council for Liberal Education and America's Proms e(LEAP) ， covered specific areas in which institutions can help students prepare for the transition into the workforce.

87 percent interviewed agree that America's colleges and universities need to raise the quality of student achievement to ensure the United States remains competitive.“There is a need to connect what businesses， corporations， and employers want and what colleges offer to meet real-world challenges.”explain Cruncher.“We have to stop channeling students into a narrow field.We need to teach them to think critically， write well， and be a team player with global awareness in order to be a viable(surviving independently) contributor to the business or nonprofit sectors.”

In a previous report， the council began to address the types of skills graduates need to have.The outcomes：besides having a main focus or line of education， they would a so have to think critically and write well.On the negative side， they found there was a basic disconnection about

the type of education students needed to pull this off.“It was a pleasant for members on the board that many of us were on the same page.It became the basis for his current report.”

The College Learning report show show val y important a liberal education is， says Humphreys.“We can focus on what business leaders want and argue for a broader-vision education.To produce responsible citizens in a complex society with global emphasis， we must teach important skills that are marketable.Employers want students to talk about the experiences that brought their education to life.”Business executives place the greatest emphasis on what they look for when evaluating the skills of potential new hires， and 69  percent of employers said combining broad knowledge with more in-depth focus is“very important.” Employers were somewhat c once med about recent college graduates not having necessary specific job or technical skills but agree that“he technical can be taught.“They expressed the greatest frustration with the challenges of finding“360-degree people.”Crutcher agrees.“That's what it means to be flexible.The mind has to be quick， or you will be left behind.”

So what more do employers really want from recent college graduates?“They want students who can function in groups， work in teams， write critically，have analytical reasoning,and communicate effectively，”says  Humphreys.“Keep in mind the most important thing-the world is changing-becoming more global and more connected because of technology， and we have to change with it.Emphasize undergraduate research.Less memorizing.Put into action what you're learning.Both business leaders and recent graduates say engaged learning is key to continued success in the workforce.”

Employers appear to support the recommendations.Both employers and recent graduates stress the need for colleges to integrate skills and knowledge of a major to broader areas of study and to apply both to real-world settings and situations through community service， internships， and study-abroad experiences， for example.

They strongly endorse the concept of a liberal education and producing good citizens.It also helps if students develop a sense of social responsibly through practical skills that span all areas of study， such as communications.

A strong work ethic(道德准则) and sense of loyalty promises greater dividends(回报) for the employer and possible greater success for the individual.This type of graduate is a good investment for an employer and can have along-range impact not only on self-growth but on business development and the community at large.

1.What does the report released by LEAP focus on?

A.College students' application of skills and knowledge.

B.College students' preparation for the entry into workforce.

C.College students' desire for well-rounded education.

D.College students' ability to learn real-world experience.

2.According to the report， American education has been      .

A.preparing students to meet real challenges

B.raising the quality of students' achievement

C.teaching students to think critically

D.guiding students into a narrow world

3.What's the problem of American education pointed out by the previous report?

A.It failed to help graduates to focus on their studies.

B.It failed to track students' mainline of education.

C.It failed to help graduates develop skills which are critically needed.

D.It failed to clarify how students could be on the same page in education.

4.The greatest challenge for employers is to     .

A.find employees with flexibility and quick mind

B.produce responsible citizens with global emphasis

C.place the greatest emphasis on what they look for

D.combine broad knowledge with more in-depth focus

5.What should college graduates do to ensure continued success according to Hamphreys?

A.Attach importance to memorizing work.

B.Keep themselves occupied in learning.

C.Bring what they are learning to life.

D.Try to enrich study-abroad experience.

6.What type of graduate will become a good investment for an employer?

A.Those with a sense of social responsibility.

B.Those with the concept of a liberal education.

C.Those with practical skills and work experience.

D.Those with a strong work ethic and sense of loyalty.

    In the atmosphere， carbon dioxide acts rather like a one-way mirror the glass in the roof of a greenhouse which allows the sun's rays to enter but prevents the heat from escaping.

According to a weather expert's prediction， the atmosphere wilbe3C warmer in the year 2050thanitis today， if man continues to burn fuels at the present rate.If this warming up took place， the icecaps in the poles would begin to melt thus raising sea level several meters and severely flooding coastal cities.Also， the increase in atmospheric temperature would lead to great changes in the climate of the northern hemisphere(半球) ， possibly resulting in an alteration of the earth's chief food-growing zones.

In the past， concern about a man-made warming of the earth has concentrated on the Arctic because the Antarctic is much colder and has a much thicker ice sheet.But the weather experts are now paying more attention to West Antarctic， which maybe affected by only a few degrees of warming：in other words， by a warming on the scale that will possibly take place in the next fifty years from the burning of fuels.

Satellite pictures show that large areas of Antarctic ice are already disappearing.The evidence available suggests that a warming has taken place.This fits the theory that carbon dioxide warms the earth.

However， most of the fuel is burnt in the northern hemisphere， where temperatures seem to be falling Scientists conclude，therefore，that up to now natural influences on the weather have exceeded those caused by man.The question is：Which natural cause has most effect on the weather?

One possibility is the variable behavior of the sun.Astronomers at one research station have studied the hot spots and“cold”spots(that is， the relatively less hot spots) on the sun.As the sun rotates(旋转) ， every 27.5 days it presents hotter or“colder”faces to the earth， and different aspects to different parts of the earth.This seems to have a considerable effect on the distribution of the earth's atmospheric pressure， and consequently on wind circulation.The sun is also variable over along term：its heat output goes up and down in cycles， the latest trend being downward.

Scientists are now finding mutual relations between models of solar-weather interactions and the actual climate over many thousands of years， including the last Ice Age.The problem is that the models are predicting that the world should be entering a new Ice Age and it is not.One way of solving this theoretical difficulty is to assume a delay of thousands of years while the solar effects overcome the inertia(惯性) of the earth's climate.If this is right，the warming effect of carbon dioxide might thus be serving as a useful counter-balance to the sun's diminishing(减少) heat.

1.Why is the fuel consumption greater in then or them hemisphere， but temperatures there seem to be falling?

A.Mainly because the levels of carbon dioxide are rising.

B.Possibly because the output of solar energy varies.

C.Because the inertia of the earth's climate take effect.

D.Possibly because the icecaps in the poles are melting

2.On the basis of their models， scientists are of the opinion that

A.the climate of the world should be becoming cooler

B.the new Ice Age will be delayed by the greenhouse effect

C.the man-made warming effect helps to increase the solar effects

D.it will take thousands of years for the inertia of the earth's climate to take effect

3.If the assumption about the delay of a new Ice Age is correct，     .

A.the best way to overcome the cooling effect would be to burn more fuels

B.ice would soon cover the northern hemisphere

C.the increased levels of carbon dioxide would warm up the earth quickly

D.the greenhouse effect could work to the advantage of the earth

4.The purpose of the article is to explain     .

A.the greenhouse effect

B.the solar effects on the earth

C.the models of solar-weather interactions

D.the causes affecting weather

    One recent night， while I was leafing through its pages of an old journal， my eyes met a quote by the British writer Graham Greene that I had marked， “A prejudice had something in common with an ideal.”In other words， ideals—general descriptions of people's expectations of themselves and others—can often lead us to unreasonable ideas.It got me thinking about how we often allow ourselves to generalize about groups of people.We like to stereotype people by the color of their skin， the year of their birth or any other related factors.

I grew up in a multi-racial corner of America.The different groups were often subject to narrow stereotypes：Jewish people were“greedy”， Mexicans were“poorly educated”， and Asians were“good at math”.These labels were taught to us from a young age.They wormed their way into our belief systems， harming how we came to see others.It made me sad growing up to see people repeat these stereotypes as if they were true.The rush-to judgment of people breeds a culture of discrimination.

You can also see these over-generalized descriptions being made against today's Chinese people.Whether it be a lack of interest or worry among mile millennial being described as “monkish”， or“dad-fashion”which has given the“greasy middle-aged men”tag.stereotypes always seem to gain a foothold in the consciousness of our society.But these generalizations do real harm as these myths may become part of the wider population.

It's about time that we， as a society， walked away from generalizations and stereotypes.I leave you with the words of Martin Luther King Jr.from his famous“I Have a Dream”speech：“T look to a day when people will not be judged by the color of their skin， but by the content of their character.”By reserving judgment and really getting to know the individual you might just find your irrational ideas have no foundation.

1.According to the passage， how do people tend to judge others?

A.By describing people's personalities.

B.By truly getting to know those around.

C.By observing their noticeable features.

D.By following Martin Luther King's speech.

2.Examples of“millennial”and dad-fashion”are mentioned in Paragraph 3  to reveal             .

A.generalizations have unfavorable position in society

B.generalizations have a negative influence on our society

C.generalizations are found peculiar to the middle-age Chinese

D.generalizations make today's Chinese people lack interest or worry

3.The passage is mainly concerned with        .

A.the common prejudice

B.people's expectation of themselves

C.the groundless worries

D.the famous speech of Martin Luther King Jr.

    People, old or young, can enjoy many different performances at theaters or concert halls, which have become an important part of our culture.

“LOUDMOUTH”at the Tank(through Nov.18) .Young theatergoers may not be familiar with the expression,but the title of the show is a great example：Its10-yearoldheroine, Amy,dislike stalking.The theatre piece explore show Amy finally finds her voice through an imaginative games he plays with her friends.The production also offers an optional performance workshop where participants invent their own games.

212-563-6269,thetanknye.org

“WHY DID THE CHICKEN CROSS THE ROAD”at the Actors' Theater(Nov.18, 1 to 3:30pm) .This musical answers not only the timeless question for kids, but another one, too：Which came firs, the chicken or the egg?Written and directed by Rob Lester, the production opens the season for the Play Nice People.One way it plays nice：donating ticket earnings to local charities.

800-313--8599,playnicepeople.com

“GUITAR MASH”at City Winery(Nov.19, 2  to 4：30pm) .Jamming with top-billed musicians is something most amateur players can only dream of.But this event, intended for ages 10 and older, invites all music fans with guitars to join in a“camp re.”Brunch is provided, and those who want to sing or listen are welcome, too.The performers will be former guitarists in Guitar Mash.

212--608055,guitarmash.org/6thanniversary

“WHO IS BENNY GOODMAN”at the Rose Hall(Nov.17-18, 1  to 3：30pm) .Goodman was both a great bandleader and a pioneer in musical performances.In the concert, part of Jazz at Lincoln Centre for Youngster 'series, children will learn about both Goldman's values and his music.Hosted by Victor Gaines, the interactive show will include Goodman hits like“Sing,Sing, Sing”, and“Let's Dance”.

212-721-6500,gman.org/events

1.Where could you take part in an on-profit program?

A.At the Tank. B.At the Actors’ Theater.

C.At City Winery. D.At the Rose Hall.

2.In which way is GUITAR MASH different from the other programs?

A.It lasts two and a half hours.

B.It is intended for children.

C.There is an interactive section.

D.There is a minimum age limit.