A house is the most expensive thing most people will buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called “take a mortgage （抵押）”. The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. In other words, they will have a $ 50 000 mortgage.
How can you get a mortgage？ When you find a house you like, you go to a bank. The bank will research you financial history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition，the banks will require a down payment. Depending on which state you live in， the bank may require as much as 30% of the-price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
1.What does a house mean in the United States？
A.It is a dream which many people can hardly realize.
B.It is so expensive that many people cannot really buy them.
C.It is the most important property that many people try to buy.
D.It doesn‘t belong to people if they can’t borrow money from the bank.
2.If American people borrow money from the bank for 25 years，this means that the person who borrows____
A.has twenty-five years to pay back the money
B.has more than twenty-five years to pay back the money
C.has less than twenty-five years to pay back the money
D.has about twenty-five years to pay back the money
3.What does “down payment” refer to in the passage？
A.Money borrowed from a bank as a mortgage.
B.Money paid to a bank before the mortgages is given.
C.Interest received by a person who borrows money as the mortgages.
D.Interest charged by a bank on a mortgage.
4.The most suitable title for this passage would be _______.
A.How to Save Money on the House
B.How to Borrow Money from a Bank
C.How to Take a Mortgage
D.How to Buy a House
When it comes to success in business and success in life, there are few qualities as important as confidence.
People naturally have different levels of confidence. Some have a higher level of confidence than others do, but even those whose confidence is lacking can learn to build their level of confidence and reach their most important goals. Increasing self-confidence is one of the most common reasons people give for seeking the help of psychologists and other professionals.
One of the many places where a greater level of confidence is useful is in the workplace. We all know how difficult it can be, for instance, to ask the boss for a raise. This process can be extremely difficult for those who lack confidence in their own abilities. After all, if you are unsure about your own abilities, how will you ever convince your boss that you deserve more money for the work you do?
Even if you are not asking for that big raise, having plenty of confidence in your abilities is important to success. If you are certain of your abilities, chances are that those around you, whether they are your coworkers, your colleagues or your superiors(上级), will see that confidence, and that will help to assure them that you are the best at what you do.
Being thought of as the person to go to, and being seen as an expert in your chosen field, is naturally very important to success on the job. If you can make yourself the person people go to for guidance and advice, you will help to protect yourself from the ever present danger of downsizing. After all, if you are a recognized expert at the office, you will be regarded as an indispensable member of the team.
Having a high level of confidence, after all, does not mean overlooking the places where you could improve. Knowing what you do well and where you need help will help you enjoy increased success and confidence.
1.What is the passage mainly about?
A.The influence of confidence on one’s life.
B.The importance of confidence to success.
C.The difference of people’s confidence.
D.The judgment on one’s confidence.
2.Psychologists and other professionals can offer help to those _____.
A.who think their goals are hard to reach
B.who expect to give guidance to others
C.who want to ask the boss for a raise
D.who dream to be recognized experts
3.What does the underlined word indispensable in Paragraph 5 probably mean?
A.important B.attractive C.outgoing D.energetic
4.What message does the author want to convey (传达) in the last paragraph?
A.To overlook one’s disadvantages.
B.To make full use of one’s advantages.
C.To have great confidence in one’s abilities.
D.To make objective(客观的) evaluations of one’s abilities.
假定你是李华,你的英国朋友Peter来信询问你想报考的大学。请用英语给他回信，内容包括：
1. 你要报考的大学名称；
2. 报考该大学的原因(至少两条原因);
3. 你目前所做的准备。
注意:1. 词数100左右;
2.可以适当增加细节,以使行文连贯。
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假定英语课上老师要求同桌之间交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。
增加：在缺词处加一个漏字符号（∧），并在其下面写出该加的词
删除：把多余的词用斜线（\）划掉。
修改：在错的词下划一横线，并在该词下面写出修改后的词。
注意：1.每处错误及其修改均仅限一词；
2.只允许修改10处，多者（从第11处起）不计分。
I am the shared bike. I’d like to be on the street to serve for people. They can ride me just via a mobile app. But horrible things happen a few days ago. Several people stole some of us with paying their bills on the app but treated us badly. They broke my saddle and even threw my friends everywhere. We felt angry for which those bad guys had done. Thanks to some kindly people, we received careful “treatment”. Now, you help as well as the whole society’s attention is what we need most. We are designed to help people who are stuck the heavy traffic. We are neither toy nor private vehicles. Please obey the basic rules.
阅读下面材料，在空白处填入1个适当的单词或所给单词的正确形式。
China will do its utmost to strengthen cooperation with the World Health Organization and offer assistance to meet the urgent needs of countries severely hit by the novel coronavirus pneumonia epidemic.
China has, within its ability, provided test kits to some countries,1.(include) Pakistan and Japan, and shared therapeutic 2.(solve) with many others. The Chinese government will soon provide 3.(urgent) needed medical materials to South Korea as the number of confirmed cases 4.(continue) to rise in the country, 5. has the most infections outside of China.
As of Thursday, more than 13,000 coronavirus cases have been reported outside of China, with South Korea, Italy, Iran and Japan 6.(be) the worst-hit countries.
The epidemic has once again made it clear that nations have shared interests in the age of globalization.7.(face) with the epidemic, all countries should help each other as passengers in 8. same boat, strengthen cooperation and jointly build a community with a shared future for mankind. China will not be absent 9.such efforts and is considering donating money to the WHO in 10.(respond) to its appeal to help efforts to fight the virus.
Recently, David Deutchman, an 82-year-old man, was nicknamed “the ICU Grandpa” at Children’s Healthcare of Atlanta Hospital. For 12 years or so, he has been _________ babies, children there.
Deutchman said he was coming to the _________ for a recovery after a running injury 12 years ago when he first _________ some of the patients’ mothers. From conversations with them, he _________ that he wanted to make more connection with parents and children being_______ at the hospital. Therefore, he started _________ at Children’s Healthcare of Atlanta Hospital after he retired from a job in international business marketing.
He _________ babies and sometimes he even gets peed (小便) on, but he is _________ to carry on. “It’s been wonderful because it gives me something to do that has _________ to it. Every day I drive in here, I don’t know which kids and parents I’ll __________ and what the issues will be and how I can help, but I __________ it. You just can’t imagine the kind of________ that I can get from holding a baby and talking with parents”, he said.
In the ICU, there are only two to three new admits every night so the first thing he will do is to __________ the parents who have been admitted the previous night. “Usually they needed a________ after a whole night. And I make sure they can go down for breakfast and I’ll stay with the __________ until they get back,” he said.
MaryBeth Brulette, the mother of baby Logan, has been at the hospital for six weeks. On a recent morning, she returned to the hospital to find Logan in Deutchman’s __________. Seeing this, she said, “All my __________ was gone.”
Elizabeth Mittiga, an ICU nurse at the hospital, said that the staff __________ Deutchman’s calming presence and appreciated Mr. Deutchman’s __________ to his cause. He’s a great help to babies in the ICU care. He’s just a really special person to us, as nurses, and the babies just adore him.
“Right now, I’m still going strong and enjoying it an awful lot,” he said. “So as long as they’ll have me, I’ll be there.” What an outstanding human being! Truly, Mr. Deutchman is the typical example of a __________ man with a sincere desire to make his life worthwhile by helping others.
1.A.tending B.educating C.examining D.curing
2.A.house B.hospital C.apartment D.center
3.A.disturbed B.persuaded C.accepted D.noticed
4.A.imagined B.remembered C.realized D.studied
5.A.treated B.injured C.interviewed D.ignored
6.A.teaching B.instructing C.volunteering D.exhibiting
7.A.holds B.praises C.seeks D.raises
8.A.concerned B.annoyed C.confused D.determined
9.A.training B.meaning C.thinking D.ending
10.A.protect B.greet C.meet D.call
11.A.miss B.fear C.control D.enjoy
12.A.trouble B.reward C.effort D.change
13.A.rescue B.visit C.inform D.count
14.A.break B.message C.lesson D.drive
15.A.doctors B.cleaners C.children D.partners
16.A.arms B.bed C.hands D.room
17.A.relief B.sorrow C.anxiety D.curiosity
18.A.shared B.regretted C.complained D.treasured
19.A.evaluation B.devotion C.application D.explanation
20.A.brave B.creative C.careless D.selfless
