Money Matters
Parents should help their children understand money.1.so you may start talking about money when your child shows an interest in buying things, candy or toys, for example.
1. The basic function of money
Being explaining the basic function of money by showing how people trade money for goods or services. It is important to show your child how money is traded for the thing he wants to have. If he wants to have a toy, give him the money and let him hand the money to the cashier（收银员）2. When your child grows a bit older and understands the basic function of money, you can start explaining more complex ways of using money.
2. Money lessons
Approach money lessons with openness and honesty. 3.If you must say no to a child’s request to spend money, explain, ”You have enough toy trucks for now.” Or, if the request is for many different things, say. “You have to make a choice between this toy and that toy.”
3.4.
Begin at the grocery store. Pick put similar brands of a product—a name brand butter and a generic(无商标产品),for example. You can show your child how to make choices between different brands of a product so that you can save money.5. If he chooses the cheaper brand, allow him to make another purchase with the money saved. Later, you may explains how the more expensive choice leaves less money for other purchases.
A.Wise decision.
B.The value of money.
C.Permit the child why he can—or cannot—have certain things.
D.Talk yourself what things that cost money are most important to you.
E.Ask yourself what things that cost money are most important to you.
F.Talk about how the money bought the thing after you leave the toy store.
G.The best time to teach a child anything about money is when he shows an interest.
Teenagers are often a difficult group.With all those hormones(荷尔蒙)flooding in their bodies，they can be moody，unpredictable，and tend to make uncertain choices.But however confusing their teenage years are，kids can still be generally happy，depending on their lifestyle choices.According to a new research by British scientists，teens who don't smoke，drink only moderately(适度地） or not at all，and who don't eat much junk food are likely to be happier than other teens.
The study looked at 40,000 British families and came up with some interesting findings.For example，kids who never drank alcohol were up to six times more likely to report higher levels of happiness than kids who drank.And teens who smoked were five times less likely to rate high on happiness charts compared to kids who didn't smoke.The same goes for diet and physical activities.The more fruits and vegetables kids eat，and the more hours they spend playing sports，the happier they are.
Now，of course this doesn't mean that not smoking or drinking，and playing sports can guarantee happiness.It could be that kids who have happy character tend to be more active and less addicted to drinking or smoking.And it could equally be the case that kids who are unhappy are more related to drinking，smoking and eating junk food.
Other studies have shown that exercise is a proven way to treat anxiety and depression. Future studies may support the idea that other healthy behaviors，including refraining(克制)from smoking，drinking，and eating too much junk food，can avoid sadness and increase happiness，too.
1.The author develops the second paragraph mainly by________.
A.making comparisons B.providing statistics
C.offering examples D.analyzing causes
2.What can we learn from the text？
A.Not smoking or drinking guarantees happiness.
B.Teens with flooding hormones cannot be happy.
C.Playing sports can decrease teens' unhappiness.
D.Unhappiness can certainly lead to smoking and drinking.
3.Which can be the best title for the text？
A.Ways to treat anxiety and depression
B.Exercise and teenagers' health
C.Teenagers shouldn't drink or smoke
D.Teenagers' lifestyle and their happiness
Do you want to get home from work knowing you have made a real difference in someone’s life?
If yes，don’t care about sex or age! Come and join us, then you’ll make it!
Position: Volunteer Social Care Assistant
(No Pay with Free Meals)
Place: Manchester
Hours: Part Time
We are now looking for volunteers to support people with learning disabilities to live active lives! Only 4 days left. Don’t miss the chance of lending your warm hands to help others!
Role:
You will provide people with learning disabilities with all aspects of their daily lives. You will help them to develop new skills. You will help them to protect their rights and their safety. But your primary concern is to let them know they are valued.
Skills and Experience Required:
You will have the right values and great listening skills. You will be honest and patient. You will have the ability to drive a car and to communicate in fluent written and spoken English since you’ll have to help those people with different learning disabilities. Previous care-related experience will be a great advantage for you.
1.The text is meant to ________.
A.leave a note B.send an invitation
C.present a document D.carry an. advertisement
2.What does the underlined part mean?
A.You’ll make others’ lives more meaningful with this job.
B.You’ll arrive home just in time from this job.
C.You’ll earn a good salary from this job.
D.You’ll succeed in getting this job.
3.The volunteers’ primary responsibility is to help people with learning disabilities ________.
A.to get some financial support
B.to properly protect themselves
C.to learn some new living skills
D.to realize their own importance
4.Which of the following can first be chosen as a volunteer?
A.The one who can drive a car.
B.The one who has done similar work before.
C.The one who has patience to listen to others.
D.The one who can use English to communicate.
A house is the most expensive thing most people will buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called “take a mortgage （抵押）”. The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. In other words, they will have a $ 50 000 mortgage.
How can you get a mortgage？ When you find a house you like, you go to a bank. The bank will research you financial history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition，the banks will require a down payment. Depending on which state you live in， the bank may require as much as 30% of the-price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
1.What does a house mean in the United States？
A.It is a dream which many people can hardly realize.
B.It is so expensive that many people cannot really buy them.
C.It is the most important property that many people try to buy.
D.It doesn‘t belong to people if they can’t borrow money from the bank.
2.If American people borrow money from the bank for 25 years，this means that the person who borrows____
A.has twenty-five years to pay back the money
B.has more than twenty-five years to pay back the money
C.has less than twenty-five years to pay back the money
D.has about twenty-five years to pay back the money
3.What does “down payment” refer to in the passage？
A.Money borrowed from a bank as a mortgage.
B.Money paid to a bank before the mortgages is given.
C.Interest received by a person who borrows money as the mortgages.
D.Interest charged by a bank on a mortgage.
4.The most suitable title for this passage would be _______.
A.How to Save Money on the House
B.How to Borrow Money from a Bank
C.How to Take a Mortgage
D.How to Buy a House
When it comes to success in business and success in life, there are few qualities as important as confidence.
People naturally have different levels of confidence. Some have a higher level of confidence than others do, but even those whose confidence is lacking can learn to build their level of confidence and reach their most important goals. Increasing self-confidence is one of the most common reasons people give for seeking the help of psychologists and other professionals.
One of the many places where a greater level of confidence is useful is in the workplace. We all know how difficult it can be, for instance, to ask the boss for a raise. This process can be extremely difficult for those who lack confidence in their own abilities. After all, if you are unsure about your own abilities, how will you ever convince your boss that you deserve more money for the work you do?
Even if you are not asking for that big raise, having plenty of confidence in your abilities is important to success. If you are certain of your abilities, chances are that those around you, whether they are your coworkers, your colleagues or your superiors(上级), will see that confidence, and that will help to assure them that you are the best at what you do.
Being thought of as the person to go to, and being seen as an expert in your chosen field, is naturally very important to success on the job. If you can make yourself the person people go to for guidance and advice, you will help to protect yourself from the ever present danger of downsizing. After all, if you are a recognized expert at the office, you will be regarded as an indispensable member of the team.
Having a high level of confidence, after all, does not mean overlooking the places where you could improve. Knowing what you do well and where you need help will help you enjoy increased success and confidence.
1.What is the passage mainly about?
A.The influence of confidence on one’s life.
B.The importance of confidence to success.
C.The difference of people’s confidence.
D.The judgment on one’s confidence.
2.Psychologists and other professionals can offer help to those _____.
A.who think their goals are hard to reach
B.who expect to give guidance to others
C.who want to ask the boss for a raise
D.who dream to be recognized experts
3.What does the underlined word indispensable in Paragraph 5 probably mean?
A.important B.attractive C.outgoing D.energetic
4.What message does the author want to convey (传达) in the last paragraph?
A.To overlook one’s disadvantages.
B.To make full use of one’s advantages.
C.To have great confidence in one’s abilities.
D.To make objective(客观的) evaluations of one’s abilities.
假定你是李华,你的英国朋友Peter来信询问你想报考的大学。请用英语给他回信，内容包括：
1. 你要报考的大学名称；
2. 报考该大学的原因(至少两条原因);
3. 你目前所做的准备。
注意:1. 词数100左右;
2.可以适当增加细节,以使行文连贯。
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