Children may not be putting coins in piggy banks for much longer. With the move towards a cashless society, pocket money is moving digital.
To reflect this trend, many mobile budgeting apps for children have sprung up worldwide：GoHenry, Osper, and Gimi, to name but a few. These apps offer a simple money management service for children, often for a monthly fee paid by the parents. Parents can add money to children's accounts, set limits and monitor transactions(交易). Children can choose to save their money or spend it using a prepaid card.
These apps aim to teach young childrenfinancial concepts, such as budgeting, interest rates and income. For instance, the Swedish app Gimi—with 1.2 million users globally—has virtual savings jars where children can deposit money. Parents can pay children interest as they save. There is also a chores feature, where parents can pay children for completing household tasks. The account is attached to a prepaid card that is currently available in Sweden only, but is expected to be launched elsewhere in Europe in 2020.
Haglund, CEO of Gimi, believes the app can teach children responsible spending habits. "You don't become better at money management just because you have a degree in economics. It's more about the attitude and the relationship you have with parents' money when you're 6 to 12 years old," he says.
But Catherine Winter, managing director of financial capability at The London Institute of Banking and Finance, warns that while digital tools can help there needs to be a more structured approach to financial education. The area should "have regular, dedicated, classroom time and ideally should be taught as a standalone subject," she said. “Children would then have the right context and foundation to get the most out of both the apps and their money.”
1.What does the underlined part "this trend" in paragraph 2 refer to?
A.Putting coins in piggy banks
B.Pocket money moving digital
C.Mobile budging apps springing up.
D.Money management service being offered
2.What do we know about the Swedish app Gimi?
A.It pays children interest as they save.
B.It has 1. 2 million users all over Sweden.
C.It can teach children concepts related to money
D.It is attached to a credit card available in Sweden only.
3.What can we learn from Winter's words?
A.Digital tools can help a lot with spending habits
B.Money management requires financial capability.
C.A regular classroom-based financial education is needed.
D.Children can get the most out of their money with the apps
4.What's the passage mainly about?
A.The rise of the digital piggy bank.
B.The trend towards a cashless society.
C.The importance of financial education.
D.The popularity of money management apps.
Recently, the phrase "hair loss" has been trending among young people in China. A recent report on overall health showed that hair loss ranked fifth among top health concerns, following bad skin conditions, depression and anxiety, poor sleep, and digestive tract(消化道)discomfort and illness.
But hair loss isn't just a concern for Chinese youth. It is an inconvenient reality for many people in China and the world over. According to a survey, 250 million Chinese people are troubled by hair loss, most of them between 20 and 40 years old. In the United States, about one in five people is suffering from hair loss.
There isn't really any single reason for hair loss. Humans naturally lose about 50 to 100 hairs each day, which usually regrow later. However, genetic and environmental factors can mean, for some people, these lost hairs won't regrow. In addition, certain factors can further worsen hair loss, including too much stress from work school, too little sleep, and a bad diet.
Is there anything you can do to protect your remaining hair? There are many products out there ready to help you keep a full head of hair. Shampoos, lotions, surgery, even laser-helmets say they can help. Hair loss treatments represent a $3. 6 billion industry in the United States alone. While many of these products make bold promises about their capabilities to restore your hair, the reality is that fixing your hair loss will ultimately depend on finding the specific causes.
If it is due to stress, lack of sleep, or poor nutrition, then a lifestyle change might not only stop hair loss, but also restart the growth of hair. For most young people who want to protect their receding(后移的)hairlines, it starts with their personal health. All they need to do is change unhealthy living habits and pay more attention to their psychological well-being.
1.What can we learn about "hair loss" from the passage?
A.It is common among most people in China.
B.It is the top health concern for Chinese youth.
C.Only Chinese youth are suffering from hair loss.
D.It bothers people of different ages and countries
2.What stops the regrowth of the lost hairs for some people?
A.Genetic and environmental factors.
B.Stress from work and school.
C.Too little sleep.
D.A bad diet.
3.What's the author's attitude towards many hair loss treatments?
A.Critical. B.Objective.
C.Optimistic. D.Supportive.
4.What's the author's suggestion to young people with hair loss?
A.To use hair-growth products.
B.To change unhealthy lifestyle.
C.To have a health check in hospital
D.To pay attention to physical well-being
My father died when I was nine, and I remember doing the household chores(杂务)to help my mother. I hated changing the vacuum cleaner(真空吸尘器)bag and picking up things the machine did not suck up.
Twenty years later, in 1978, I was doing chores at home alongside my wife. One day the vacuum cleaner was screaming away, and I had to empty the bag because I could not find a replacement for it. With this lifelong hatred of the way the machine worked. I decided to make a bagless vacuum cleaner.
Easier said than done, of course. I didn't realize that I would spend the next five years perfecting my design, a process that resulted in 5,127 different prototypes(设计原型). By the time I made my 15th prototype, my third child was born. By 2,627, my wife and I were really counting our pennies. By 3,727, my wife was giving art lessons for some extra cash, and we were getting further and further into debt. These were tough times, but each failure brought me closer to solving the problem.
I just had a passion for the vacuum cleaner as a product, but I never thought of going into a business with it. In the early 1980s, I started trying to get licensing agreements for my technology. The reality was very different, however. The major vacuum makers had built a business model based on the profits from bags and filters(滤网).
No one would license my idea, not because it was a bad one, but because it was bad for business.
That gave me the courage to keep going. Then, in 1993, when my bank manager personally persuaded Lloyds Bank to lend me $1 million, I was able to go into production. Within two years, the Dyson vacuum cleaner became a best-seller in Britain.
Today, I still embrace risk and the potential for failure as part of the process. Nothing beats the excitement of invention. Go out and brainstorm your ideas. You are not bound to any rules—in fact, the stranger and riskier your idea, the better.
1.Why did James Dyson decide to make a bagless vacuum cleaner?
A.Because he lost his father at an early age.
B.Because he didn't like to do household chores.
C.Because he could find a replacement for the old cleaner
D.Because he didn't like how the old vacuum cleaner worked.
2.What can we learn from paragraph 3?
A.Dyson found the design of the cleaner easier than expected.
B.Dyson was in financial difficulties while designing his cleaner.
C.Dyson's wife had to give art lessons to make money for five years.
D.Dyson was discouraged by the tough times in designing his cleaner.
3.What happened to Dyson's design of vacuum cleaner?
A.It went into production immediately.
B.It got a licensing agreement very quickly
C.It had the same business model like others.
D.It was not accepted by major vacuum makers.
4.What is the purpose of the text?
A.To compare two types of vacuum cleaners.
B.To persuade people to buy a Dyson vacuum cleaners.
C.To encourage people to face risks and failures bravely.
D.To introduce the reader to the life story of James Dyson.
Language Engineer Wanted
Are you a linguist（语言学家）with technical skills? Or are you an engineer with a passion for（human）languages? Come work on Alexa! We're building the speech and language solutions behind Amazon Echo and other Amazon products and services. Our goal is to delight our customers by adding new features to Alexa. We also improve our existing speech recognition and natural language processing systems.
Specifically, you will:
●design the natural language processing components of new Alexa experiences and features;
●discover and solve production issues that are impacting the Alexa customer experience;
●work with other language engineers in creating the best solutions to improve customer satisfaction.
Basic qualifications:
●Bachelor's degree in a relevant field
●Experience in computational linguistics(计算语言学), language data processing, etc.
●Experience working with speech and text language data in several languages
●Experience in Python, Perl, or other programming languages
Primary qualifications:
●Advanced degree in a relevant field
●Familiarity with database queries（数据库查询）and data analysis processes
●Experience with statistical language modeling
●Fluency in a language other than English
Application instructions:
Please click "Apply Now" and follow our online application process
Deadline: September 30, 11:59 p.m., Eastern Daylight Time（EDT）. We highly recommend that candidates submit résumés up to two weeks in advance of the deadline. Submitting on the deadline day is NOT recommended, and applications received late will not be accepted.
You must submit the name of your résumé in this exact format: LastName_FirstName_CV_Language Engineer
1.What does a language engineer do?
A.Build speech and language solutions for Google
B.Work with linguists to improve customer satisfaction.
C.Add new features to Alexa to satisfy the customers' needs.
D.Invent speech recognition and natural language processing systems
2.What kind of person would probably apply for the position?
A.One with a bachelor's degree in literature
B.One familiar with data analysis processes
C.One fluent in spoken and written English.
D.One with years' of experience in customer service.
3.Where is the passage most likely to be found?
A.A webpage. B.A newspaper.
C.A textbook. D.A report.
假设你是高一学生李华，你的日本同龄朋友 Yuki 因为疫情也被隔离。现在在家利用钉钉进行网课的学习。但是她非常不习惯这种学习方式，担心会影响学业。同样在家学习的你想要帮助她，请给她写一封英文邮件，内容包括：
1. 安慰鼓励 Yuki；
2. 给她关于网课学习的建议，例如如何记笔记，如何和老师在线沟通，如何安排时间等；
3. 给予祝福。
参考词汇：疫情 epidemic 隔离 quarantine 钉钉 Ding Talk
注意：
1. 词数100左右；
2. 可适当增加细节，以使行文连贯。
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假定英语课上老师要求同桌之间交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。
增加：在缺词处加一个漏字符号（∧），并在其下面写出该加的词。
删除：把多余的词用斜线（\）划掉。
修改：在错的词下划一横线，并在该词下面写出修改后的词。
注意：
1. 每处错误及其修改均仅限一词；
2. 只允许修改 10 处，多者（从第 11 处起）不计分。
Dear Leo,
Know that you are in low spirits for the quarrels with your parents，I would like to help you, but I can totally understand your feelings.
To start with it, you should know what this kind of communication problem worries nearly all the teenagers. Therefore, you don’t have to blame yourself not having a good relationship with your parents.
Actually, it isn't easy for them to talk about myself with my parents either, so my solve is to write down my thoughts in a letter to them. We need to tell them what we want and learn to negotiate. For example, I once get my parents to let me hang out with my friends on weekends unless I got better scores.
What’s more, trust the love of your parents for you and have some faith in them.
They will absolute listen to you and understand you in the end.
I’m looking forward to your good news.
Yours,
Li Hua
