In the past two decades，the Chinese economy has undergone many reforms in an effort to compete more effectively on the international market.These reforms included allowing foreign banks to offer credit cards to Chinese citizens.Now，researchers at the University of Missouri (MU) have found about 30 percent of Chinese urban households now own at least one credit card and the growth rate of credit card adoption has been an average of 40 percent per year between 2004 and 2009.
Rui Yao，an assistant professor of personal financial planning at MU，says that this large growth in such a small amount of time has positive and negative implications for the Chinese economy.
''With more and more people taking advantage of credit cards in China，it certainly increases potential consumer buying power，''Yao said.'' However，we found that more than 90 percent of credit card users were unaware of safety issues existing in credit card use and more than 60 percent had little knowledge of the consequences of credit card debt.This lack of knowledge could create problems as credit card ownership is expected to grow at a rate of 11 percent a year. ''
Yao found that while 72 percent of Chinese credit card holders were never late on their payment，only 55 percent were able to pay the full balance.She also found that 70 percent of Chinese credit card holders said that credit cards contributed to overspending.
Yao believes the Chinese could benefit from financial education designed to help them plan for their financial future and encouraging the Chinese to take advantage of debt in a responsible fashion is important for the Chinese economy. ''Appropriate use of debt can help households improve their quality of life as well as spur economic growth through an increase in market purchases'' Yao said.
1.Why did China allow foreign banks to offer credit cards to Chinese citizens?
A.To increase Chinese citizens’ confidence in economy.
B.To respond to the urgent demand for financial reforms.
C.To improve competitiveness in the international market.
D.To persuade more Chinese citizens to accept credit cards.
2.What is mainly talked about in Paragraph 3?
A.The potential market purchases in the future.
B.Weaknesses caused by lack of knowledge of credit cards.
C.The rapid growth in credit card ownership.
D.Advantages and disadvantages of using credit cards.
3.A lot of figures are used in the text in order to________.
A.record the valuable data B.provide concrete evidence
C.introduce a research method D.give a detailed description
4.The underlined word ''spur'' in the last paragraph is closest in meaning to ''________''.
A.control B.delay
C.promote D.discourage
I always believed that my parents had a good marriage, but just before I, the youngest of four children, turned sixteen, my belief was painfully tested. My father, who used to share in the chores around the house, gradually started becoming downhearted. From the time he came home from his job to the time he went to bed, he hardly spoke a word to my mom or us kids. The strain on my mom and dad’s relationship was very evident. However, I was not prepared for the day that Mom told us that Dad had decided to leave. All that I could think of was that I was going to become a product of a divorced family. It was something I never thought possible, and it grieved me greatly. I kept telling myself that it wasn’t going to happen, and I went totally numb when I knew my dad was really leaving. The night before he left, I stayed up in my room for a long time. I prayed and I cried and I wrote a long letter to my dad. I told him how much I loved him and how much I would miss him. I told him that I was praying for him and wanted him to know that, no matter what, Jesus and I loved him. I told him that I would always and forever be his Krissie...his Noodles. As I folded my note, I stuck in a picture of me with a saying I had always heard: “Anyone can be a father, but it takes someone special to be a daddy.”
Early the next morning, as my dad left our house, I sneaked out to the car and slipped my letter into one of his bags.
Two weeks went by with hardly a word from my father. Then, one afternoon, I came home from school to find my mom sitting at the dining room table waiting to talk to me. I could see in her eyes that she had been crying. She told me that Dad had been there and that they had talked for a long time. They decided that there were things that the both of them could and would change and that their marriage was worth saving. Mom then turned her focus to my eyes.
“Kristi, Dad told me that you wrote him a letter. Can I ask what you wrote to him?”
I found it hard to share with my mom what I had written from my heart to my dad. I mumbled a few words and shrugged.
A few days later my dad was back. We never talked about the letter, my dad and I. I guess I always figured that it was something that was a secret between us.
1.What happened to the author’s parents when she was sixteen?
A.They left her alone. B.They got divorced.
C.They shared in the chores together. D.They had a good marriage.
2.What is the meaning of the underlined word “grieved” in Para.1?
A.made sb. Angry B.made sb. delighted
C.made sb. sad D.made sb. greedy
3.What can we learn from the passage?
A.The author handed the letter directly to her father.
B.Her father wrote back to the author when he finished reading the letter.
C.The author’s letter made a difference to her father.
D.The author shared what she wrote with her mother.
4.What might be the best title for the passage?
A.A Promise Kept B.A Letter
C.A Broken Family D.A Great Daddy
Have you ever noticed advertisements which say “Learn a foreign language in 6 weeks, or your money back! From the first day your pronunciation will be excellent. Just send…” and so on? Of course, it never happens quite like that. The only language that is easy to learn is one’s mother tongue. And think how much practice that gets! Before the Second World War people usually learnt a foreign language in order to read the literature of the country.
Now speaking a foreign language is what most people want. Every year millions of people start learning one. How do they do it? Some people try at home, with books and records of tapes; some use radio or television programs; some use computers and network; others go to evening classes. If they use the language only 2 or 3 times a week, learning it will take a long time, like learning a foreign language at school. A few people try to learn a language fast by studying for 6 or more hours a day. It is clearly easier to learn the language in the country where it is spoken.
However, most people cannot afford this, and for many it is not necessary. They need the language in order to do their work better. For example, scientists and doctors chiefly need to be able to read books and reports in the foreign language. Whether the language is learnt quickly or slowly, it is hard work. Machines and good books will help, but they cannot do the student’s work for him.
1.According to some advertisements, you ______.
A. have to pay your money if you cannot master a foreign language in 6 weeks
B. needn’t pay your money if you cannot learn a foreign language in 6 weeks
C. must pay your money if you cannot master a foreign language in 6 weeks
D. will be paid much money if you cannot learn a foreign language in 6 weeks
2.Now most people try to learn a foreign language in order to ______.
A. read the literature of the country
B. read books and reports
C. do their work better
D. go to foreign countries
3.Learning a foreign language is a hard job ______.
A. only for scientists and doctors
B. only for the students at school
C. for those people at home
D. for most people
假定你是李华，你校要举办“中华诗词大赛”，你写封邮件请在你市学习汉语的加拿大朋友Jeck参加比赛，内容包括：
1.写信目的；
2.活动的时间、地点和内容；
3.你的建议。
注意：1.词数100左右；
2.可以适当增加细节，以使行文连贯。
__________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________
假定英语课上老师要求同学们交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。错误仅涉及一个单词的增加、删除或修改。
增加：在缺词处加一个漏字符号（∧），并在其下面写出该加的词。
删除：把多余的词用斜线（\）划掉。
修改：在错的词下划一横线，并在该词下面写出修改后的词。
注意：1.每处错误及其修改均仅限一词；
2.只允许修改10处，多者(从第11处起)不计分。
Since the dead virus broke out, I have stayed at home for more than two and a half month. Then came the day when we were dying to return to school. Take my temperature, my headteacher welcomed me back at the door. How exciting I was see my classmates and teachers again! Although we wear breathing masks, I recognized each other immediately. To fight the virus, our class was divided into two groups, one of which still had classes online in a turn. But it didn't matter. After all, we were not asked to do exercises and hand in our homework through QQ, that is bad for our eyes. The virus has changed our life, and meanwhile strengthened our union.
阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。
The Chinese have a saying, "Firewood, rice, oil, salt, sauce, vinegar and tea are the seven 1. (necessity) lo begin a day." 2. tea is the last one on the list, we still can see 3. plays an important role in our daily life. For the Chinese, tea drinking and tasting are not the same. Tea drinking is for refreshment, while tea tasting 4. (carry) more cultural meaning. It stresses more about the ultimate goal, 5. (value) highly in Chinese culture: the 6. (harmony) unity of human beings with nature. Because of the fact that the fragrance of tea is not aggressive, tea is often compared to personal character. Its characteristics of being pleasant, low-keyed, and lasting 7. (associate) to a personal character as well as a friendship between gentlemen. Wherever you are,8. a cup of tea in hand, you can get closer to peace and relaxation. While 9. (enjoy) the green leaves in the cup, you will find fame, wealth and other earthly concerns are 10. (entire) far away. Tea is the symbol of elegance.
