How to Make a Budget (预算)
Most likely, you aren’t the family breadwinner. But doing a small job or getting a weekly allowance (零花钱) would put some money in your pocket. For kids and grown-ups alike, money is easy to spend. If you aren’t careful, it can be going in no time.
Being responsible with your money is an important skill to learn --- and the sooner you start the better. Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future. All you need are paper and a pencil --- and some self-control.
|
Sample Monthly Budget |
|||
|
Monthly Income |
Amount |
Monthly Expenses |
Amount |
|
Allowance |
$20.00 |
Snacks |
$26.00 |
|
Money earned selling drinks |
$25.00 |
Music downloads |
$12.00 |
|
Money earned babysitting |
$12.50 |
Movies |
$18.00 |
|
Money earned delivering newspapers |
$30.00 |
Video rentals |
$10.00 |
|
Total: |
$87.50 |
Total: |
$66.00 |
First, take a look at our sample monthly budget. Then, use a separate sheet of paper to plan your own. In the first two columns (栏), list your sources (来源) of income and how much you expect to earn from them. In the third and fourth columns, list what you expect to spend your money on and the amount.
The left-hand total should be more than or equal to the right-hand total. If it is, you have an effective budget.
Budgets are not complex, but sticking to them can be tough. When planning your budget, be realistic about your expenses. If you know that you drop $18 at a movie, don’t write $12 in that space simply because you wish you were spending less.
If you are eyeing a big purchase, such as a $150 skateboard, spend less and save more until you have the total amount. No matter how attractive it may be, avoid spending your savings. One day, you will thank yourself!
1.Who is the passage written for?
A. Children. B. Parents. C. Breadwinners. D. Bank managers.
2.The purpose of making a budget is to help people _________.
A. learn to be realistic B. increase their saving
C. manage their money well D. test their power-control
3.What should people do when planning a budget?
A. Fill in the expenses as they really are.
B. Avoid spending money on expensive things.
C. Set aside a fixed amount of money as savings.
D. List income and expenses on two pieces of paper.
4.Which of the following budgets is effective?
阅读下面短文，掌握其大意，从第每题所给的A、B、C、D四个选项中，选出最佳选项，并在答题卡上将该项涂黑。
Learning to Accept
I learned how to accept life as it is from my father. 1, he did not teach me acceptance when he was strong and healthy, but rather when he was 2and ill.
My father was 3a strong man who loved being active, but a terrible illness 4all that away. Now he can no longer walk, and he must sit quietly in a chair all day. Even talking is 5. One night, I went to visit him with my sisters. We started 6about life, and I told them about one of my 7. I said that we must very often give things up 8we grow --- our youth, our beauty, our friends --- but it always 9that after we give something up, we gain something new in its place. Then suddenly my father 10up. He said, “But, Peter, I gave up 11! What did I gain?” I thought and thought, but I couldn’t think of anything to say. 12, he answered his own question: “I 13the love of my family,” I looked at my sisters and saw tears in their eyes, along with hope and thankfulness.
I was also 14by his words. After that, when I began to feel irritated (愤怒的) at someone, I 15remember his words and become 16. If he could replace his great pain with a feeling of love for others, then I should be 17to give up my small irritations. In this 18, I learned the power of acceptance from my father.
Sometimes I 19what other things I could have learned from him if I had listened more carefully when I was a boy. For now, though, I am grateful for this one 20.
本文中作者通过和父亲的一次谈话感悟到了什么是生活中的得与失，以及该如何看待得和失，充满人生哲理。
1.A. Afterwards B. Therefore C. However D. Meanwhile
2.A. tired B. weak C. poor D. slow
3.A. already B. still C. only D. once
4.A. took B. threw C. sent D. put
5.A. impossible B. difficult C. stressful D. hopeless
6.A. worrying B. caring C. talking D. asking
7.A. decisions B. experiences C. ambitions D. beliefs
8.A. as B. since C. before D. till
9.A. suggests B. promises C. seems D. requires
10.A. spoke B. turned C. summed D. opened
如：There was a brief silence, then Gerald spoke up.；sum up 总结
11.A. something B. anything C. nothing D. everything
12.A. Surprisingly B. Immediately C. Naturally D. Certainly
13.A. had B. accepted C. gained D. enjoyed
14.A. touched B. astonished C. attracted D. warned
15.A. should B. could C. would D. might
16.A. quiet B. calm C. relaxed D. happy
17.A. ready B. likely C. free D. able
18.A. case B. form C. method D. way
19.A. doubt B. wonder C. know D. guess
20.A. award B. gift C. lesson D. word
I can’t stand ______ with Jane in the same office. She just refuses _______ talking while she works.
A. working ; stopping B. to work ; stopping
C. working ; to stop D. to work ; to stop
He found it increasingly difficult to read, _______ his eyesight was beginning to fail.
A. and B. for C. but D. or
________ you have tried it, you can’t imagine how pleasant it is.
A. Unless B. Because C. Although D. When
--- Where did you put the car keys?
--- Oh, I ________ I put them on the chair because the phone rang as I ______ in.
A. remembered ; come B. remembered ; was coming
C. remember ; come D. remember ; was coming
