Eat your vegetables. Wash your hands. Always say “please" and“thank you". We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.
Here are some basics that will help guide them their entire lives：
Show them the future. If your 13-year-old girl were to save＄1,000，invest（投资）it at 8%and add＄100 every month，by the time she's 65，she would have＄980,983！
Be careful of credit（信用）．Credit cards can help you buy necessary things and build a credit history，but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card，you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150. Rather than paying the cash，give him some regular pocket money and explain that by putting aside，say ＄15 each week，he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving.“For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,”says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined, says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say,‘I'd rather save that money for your education,”，advises Gallo. Every time you spend or don't spend money，you have a chance to share your values.
64. The underlined word“incentive" in paragraph 6 means _____.
A. honor B. praise C. excitement D. encouragement
65. What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C. He thinks money management the most important for children.
D. Parents care little about their children's management of money.
66. The writer gives some basics to help __________ in a proper way.
A. parents teach their children how to deal with money
B. children follow their parents' instructions
C. children manage their money
D. parents save their money
第二节 完形填空（共20小题；每小题1.5分，满分30分）
阅读下面短文，从短文后各题所给的四个选项中，选出可以填入空白处的最佳选项。
One day a teacher asked her students to list the names of 36 students in the classroom on two sheets of paper, leaving a space between each name. Then she told them to think of the 37 thing they could say about each of their classmates and write it down.
It 38 the class some time to finish their assignment, and as the students left the room, each one 39 the papers.
That Saturday, the teacher wrote down the 40 of each student on a separate sheet of paper and 41 what everyone else had said about that individual.
On Monday she gave each student his or her list. Before long, the whole class was 42 . “Really?” she heard whispered. “I never knew that I 43 anything to anyone!” and, “I didn’t know others liked me so much” were most of the comments.
No one ever 44 those papers in class again. She never knew if they discussed them after class or with their parents, but it didn’t 45 . The exercise had completed its 46 . The students were 47 with themselves and one another.
That group of students moved on. Several years later, one of the students was 48 in Vietnam War and his teacher 49 the funeral of that special student.
After the funeral, most of Mark’s former classmates left. Mark’s mother and father were there, obviously waiting to speak to his teacher.
“We want to 50 you something,” his father said, taking a 51 out of his pocket.
“They found this on Mark when he was killed. We thought you might 52 it.”
Opening the wallet, he 53 removed two worn pieces of notebook paper that had obviously been taped, folded, and refolded many times. The teacher knew without 54 that the papers were the ones on which she had listed all the good things each of Mark’s classmates had said about him.
“Thank you so much for doing that,” Mark’s mother said. “As you can see, Mark 55 it.”
36. A. other B. others C. the others D. the other
37. A. worst B. nicest C. smallest D. biggest
38. A. cost B. took C. paid D. spent
39. A. handed in B. took out C. set down D. turned off
40. A. number B. address C. name D. home
41. A. read B. explained C. expressed D. listed
42. A. smiling B. crying C. singing D. playing
43. A. meant B. marked C. referred D. concerned
44. A. wrote B. recited C. mentioned D. examined
45. A. decide B. conduct C. include D. matter
46. A. plan B. decision C. purpose D. function
47. A. excited B. worried C. satisfied D. disappointed
48. A. killed B. injured C. wounded D. frightened
49. A. joined B. attended C. took D. held
50. A. give B. tell C. ask D. show
51. A. wallet B. book C. gift D. watch
52. A. remind B. recognize C. review D. recommend
53. A. suddenly B. quickly C. carefully D. surprisingly
54. A. looking B. saying C. hearing D. noticing
55. A. lost B. found C. remembered D. treasured
– When do you think the lecture will begin?
– I’m not sure yet, but the speaker is ________ to be here before nine.
|
A．possible |
B．probable |
C．likely |
D．perhaps |
At the Nuclear Security Summit, all the leaders discussed the plan they would like to see
_______ in the near future.
|
A．carry out |
B．carrying out |
C．to carry out |
D．carried out |
The committee _______ of fifteen members.
|
A．consists |
B．is consisted |
C．formed |
D．make up |
The storm died away at last with the golden waves ______ the shore in peace.
|
A．striking |
B．hitting |
C．knocking |
D．beating |
