阅读下列材料, 从所给的六个选项（A、B、C、D、E 和 F）中, 选出符合各小题要求的最佳选项。选项中有一项是多余选项。
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A. Prepare for Rainy Days C. Get Aggressive E. Set the Goal |
B. Watch Your Spending D. Start Saving F. Save More |
Steps to Retire a Millionaire
Having a million-dollar portfolio is a retirement dream for many people. Making that dream come true requires some serious effort. While success is never a sure thing, the steps outlined below will go a long way toward helping you achieve your objective.
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Vacations, car, kids and all of life's other expenses take a big chunk out of your paycheck. To maximize your savings, you need to minimize your expenses. Buying a home you can afford and living a lifestyle that is below your means and not funded by credit cards are all necessities if you want to boost your savings.
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If you don't save, you'll never reach your goal. As obvious as this might seems, far too many people never even start to save. If your employer offers a 401(k) plan, enrolling in the plan is a great way to put your savings on autopilot. Simply sign up for the plan and contributions will be automatically taken out of your paycheck, increasing your savings and decreasing your immediate tax liability.
If your employer offers to match your contributions up to a certain percentage, be sure to contribute enough to get the full match. It's like getting a guaranteed return on your investment. Finding the cash to stash may be a challenge, particularly when you're young, but don't let that stop you from pursuing future riches.
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Studies have shown that the majority of the returns generated by an investment are dictated by the asset-allocation decision. If you are looking to grow your wealth over time, fixed-income investments aren't likely to get the job done, and inflation can take a big chunk out of your savings.
Investing in equities entails more risk, but is also statistically likely to lead to greater returns. For many of us, it's a risk we have to take if want to see our wealth grow. Asset-allocation strategies can help you learn how to make picking the right mix of securities the core of your investing strategy.
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Part of long-term planning involves accepting the idea that setbacks will occur. If you are not prepared, these setbacks can put a stop to your savings efforts. While you can't avoid all of the bumps in the road, you can prepare in advance to mitigate the damage they can do.
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Your income should rise as time passes. You'll get raises, you'll change jobs, and maybe you'll get married and become a two-income family. Every time more cash comes in to your pocket, you should increase the amount that you save. The key to reaching your goal as quickly as possible is to save as much as you can.
One thing the tour books don’t tell you about London is that 2,000 of its residents are foxes. They ran away from the city about centuries ago after developers and pollution moved in. But now that the environment is cleaner, the foxes have come home, one of the many wild animals that have moved into urban areas around the world.
“The number and variety of wild animals in urban areas is increasing,” says Gomer Jones, president of the National Institute for Urban Wildlife, in Columbia, Maryland. A survey of the wildlife in New York’s Central Park last year tallied the species of mammals, including muskrats, shrews and flying squirrels. A similar survey conducted in the 1890s counted only five species. One of the country’s largest populations of raccoons (浣熊) now lives in Washington D.C., and moose (驼鹿) are regularly seen wandering into Maine towns. Peregrine falcons(游隼) dive from the window ledges of buildings in the largest U.S. cities to prey on (捕食) pigeons.
Several changes have brought wild animals to the cities. Foremost is that air and water quality in many cities has improved as a result of the 1970s pollution-control efforts. Meanwhile, rural areas have been built up, leaving many animals on the edges of suburbs. In addition, urban wildlife refuges (避难处)have been created. The Greater London Council last year spent￡750,000 to buy land and build 10 permanent wildlife refuges in the city. Over 1,000 volunteers have donated money and cleared rubble from derelict lots. One evening last year a fox was seen on Westminster Bridge looking up at Big Ben.
For peregrine falcons, cities are actually safer than rural cliff dwellings (悬崖栖息地). By 1970 the birds had died out east of the Mississippi because the DDT had made their eggs too thin to support life. That year, scientist Tom Cade of Cornell University began raising the birds for release in cities, for cities afforded abundant food.
Cities can attract wild animals without turning them harmful. The trick is to create habitats where they can be self-sufficient but still be seen and appreciated. Such habitats can even be functional. In San Francisco, the local government is testing different kinds of rainwater control basins to see not only which ones retain (保持) the cleanest water but which will attract the most birds.
1.The first paragraph suggests that ________.
A. environment is crucial for wildlife
B. tour books are not always a reliable source of information
C. London is a city of fox
D. foxes are highly adaptable to environment
2.Which of the following is NOT a reason that wildlife is returning to the cities?
A. Food is plentiful in the cities.
B. Wildlife is appreciated in the cities.
C. Wildlife refuges have been built in the cities
D. Air and water quality has improved in the cities
3.The underlined word “tallied” in Para. 2 means __________.
A. distinguished B. described C. counted D. excluded
4.It can be inferred from the passage that _________.
A. Londoners are putting more and more wild animals into their zoos.
B. Londoners are happy to see wild animals return to their city
C. Londoners are trying to move wild animals back to the countryside
D. Londoners have welcomed the wild birds, but found foxes a problem
5.What is the passage mainly about?
A. Wildlife returning to large cities
B. Foxes returning to London
C. Wild animals living in zoos
D. A survey of wildlife in New York
About this time every year, I get very nostalgic(怀旧的). Walking through my neighborhood on a fall afternoon reminds me of a time not too long ago when sounds of children filled the air, children playing games on a hill, and throwing leaves around in the street below. I was one of those children, carefree and happy. I live on a street that is only one block long. I have lived on the same street for sixteen years. I love my street. One side has six houses on it, and the other has only two houses, with a small hill in the middle and a huge cottonwood tree on one end. When I think of home, I think of my street. Only I see it as it was before. Unfortunately things change. One day, not long ago, I looked around and saw how different everything has become. Life on my street will never be the same because neighbors are quickly grown old, friends are growing up and leaving, and the city is planning to destroy my precious hill and sell the property to contractors.
It is hard for me to accept that many of my wonderful neighbors are growing old and won’t be around much longer. I have fond memories of the couple across the street, who sat together on their porch swing almost every evening, the widow next door who yelled at my brother and me for being too loud, and the crazy old man in a black suit who drove an old car. In contrast to those people, the people I see today are very old neighbors who have seen better days. The man in the black suit says he wants to die, and another neighbor just sold his house and moved into a nursing home. The lady who used to yell at us is too tired to bother any more, and the couple across the street rarely go out to their front porch these days. It is difficult to watch these precious people as they near the end of their lives because at once I thought they would live forever.
The “comings and goings” of the younger generation of my street are now mostly “goings” as friends and peers move on. Once upon a time, my life and the lives of my peers revolved around home. The boundary of our world was the gutter at the end of the street. We got pleasure from playing night games or from a breathtaking ride on a tricycle. Things are different now, as my friends become adults and move on. Children who rode tricycles now drive cars. The kids who once played with me now have new interests and values as they go their separate ways. Some have gone away to college like me, a few got married, two went into the army, and one went to prison. Watching all these people grow up and go away makes me long for the good old days.
Perhaps the biggest change on my street is the fact that the city is going to turn my precious hill into several lots for now homes. For sixteen years, the view out of my kitchen window has been a view of that hill. The hill was a fundamental part of my childhood life; it was the hub of social activity for the children of my street. We spent hours there building forts, sledding, and playing tag. The view out of my kitchen window now is very different; it is one of tractors and dump trucks tearing up the hill. When the hill goes, the neighborhood will not be the same. It is a piece of my childhood. It is a visual reminder of being a kid. Without the hill, my street will be just another pea in the pod.
There was a time when my street was my world, and I thought my world would never change. But something happened. People grow up, and people grow old. Places changes, and with the change comes the heartache of knowing I can never go back to the times I loved. In a year or so, I will be gone just like many of my neighbors. I will always look back to my years as a child, but the place I remember will not be the silent street whose peace is interrupted by the sounds of construction. It will be the happy, noisy, somewhat strange, but wonderful street I knew as a child.
1.The writer calls up the memory of the street _____________.
A. every year when autumn comes
B. in the afternoon every day
C. every time he walks along his street
D. now that he is an old man
2.The writer finds it hard to accept the fact that _____________.
A. many of his good neighbors are growing old
B. the lady next door who used to yell at him and his brother is now a widow
C. the life of his neighbors has become very boring
D. the man in his black suit even wanted to end his own life
3.The writer thinks of the past all the more when he sees those who had grown up with him _____________.
A. continue to consider home to be the center of their lives
B. leave the neighborhood they grew up in
C. still enjoy playing card games in the evenings
D. develop new interests and have new dreams
4.The biggest change on the writer's street is _____________.
A. removing the hill to make way for residential development
B. the building of new homes behind his kitchen window
C. the fact that there are much fewer people around than in the past
D. the change in his childhood friends' attitude towards their neighborhood
5.What does the writer mean by saying “my street will be another pea in the pod”?
A. his street will be very noisy and dirty
B. his street will soon be crowded with people
C. his street will have some new attractions
D. his street will be no different from any other street
6.Which could be a good title for the passage?
A. The Past of My Street will Live Forever
B. Unforgettable People and Things of My Street
C. Memory Street Isn't What It Used to Be
D. The Big Changes of My Street
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NEMS |
NEWRI Environmental Master of Science |
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NEWRI: Nanyang Environment & Water Research Institute |
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Be a leader in environmental science and engineering through the NEMS programme |
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NEWRI Environmental Master of Science（NEMS） is a primary graduate education and research programme conducted by Nanyang Technological University’s （NTU’s） NEWRI, with summer attachment at Stanford University. It aims to train engineers and scientists to meet the increasing environmental challenges for Asia and the wider region. |
NEWRI-Nanyang Environment & Water Research Institute NEWRI is enabling Singapore to be a global center of environmental science and technology in providing technological solutions to the world. It is committed to environmental and water technologies through its ecosystem of education, research and developmental activities. NEWRI is trying its best to pull together NTU’s water and environment-related centers and institutes, gathering one another’s strengths for the benefit of industry and society. |
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Master of Science Applications ●Applications open now and close on 30 May 2012 for Singapore applicants. ●Graduates having relevant engineering or science background, including final-year students, are invited to apply. ●Applicants are required to have a certificate of GRE. Further information and application materials are available at the Website: www.ntu.edu.sg/cee/program/postgrad.asp |
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Highlights of Programme: ★Students spend a full summer term at Stanford taking regular courses and continue with the rest of their academic programme at NTU. ★It is a 12-month full-time course in environmental science & engineering. ★Students under NEMS will have opportunities to do research projects under NEWRI as well as to continue for the Doctor’s degree. ★Graduating students receive the NTU degree and a certificate from Stanford for their summer attachment. |
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Scholarship for tuition grants and living expenses at both Stanford and NTU are available |
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Enquiry contact: Ms Christian Soh Tel：（65） 6861 0507 Fax:（65） 68614606 Email: nems@ntu. edu. sg Information on other graduate programmes available at： www.ntu.edu.sg/cee/program/postgrad.asp |
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1.If one wants to apply for the NEMS programme, it is essential for him to __________.
A. have passed the GRE test.
B. make contact with Ms Soh
C. possess a university diploma
D. major in engineering or science
2.Students admitted to the NEMS Programme __________.
A. will first have regular courses at Stanford
B. needn’t be released from their regular jobs
C. are required to obtain a Doctor’s degree
D. can receive degrees of both NTU and Stanford
3.What’s the main purpose of the NEMS programme?
A. To offer scholarship for tuition grants and living expenses.
B. To strengthen the cooperation between NTU and Stanford.
C. To cultivate experts on environmental science and engineering.
D. To introduce Nanyang Environment & Water Research Institute
4.We can learn from the passage that _________.
A. applications for the NEMS programme are open for applicants from Asia and the wider region.
B. applications for the NEMS progamme are open only to graduates having relevant engineering or science background.
C. there are still some other graduate programs conducted by Nanyang Technological University.
D. graduating students from the NEMS programme will have opportunities to continue for the doctor’s degree at Stanford
My father had always been an alert observer of human character. Within seconds of meeting someone, he could sum up their strengths and weaknesses. It was always a challenge to see if any of my boyfriends could pass Dad’s test. None did. Dad was always right---they didn’t pass my test either. After Dad died, I wondered how I’d figure it out on my own.
That’s when Jack arrived on the scene. He was different from any other guy I’d dated. He could sit for hours on the piano bench with my mother, discussing some composers. My brother Rick loudly announced that Jack wasn’t a turkey like the other guys I’d brought home. Jack passed my family’s test. But what about Dad’s?
Then came my mother’s birthday. The day he was supposed to drive, I got a call. “Don’t worry,” he said, “but I’ve been in an accident. I’m fine, but I need you to pick me up.”
When I got there, we rushed to a flower shop for something for Mom. “How about gardenias?” Jack said, pointing at a beautiful white corsage(胸花). The florist put the corsage in a box.
The entire ride, Jack was unusually quiet. “Are you all right?” I asked. “I’ve been doing a lot of thinking,” he said. “I might be moving.” Moving? Then he added, “Moving in with you.” I nearly put the car on the sidewalk. “What?” I asked. “I think we should get married,” he said. He told me he’d planned his proposal in a fancy restaurant, but after the accident, he decided to do it right away. “Yes,” I whispered. We both sat dumbfounded, tears running down our cheeks. I’d never known such a tender moment. If only Dad were here to give his final approval.
“Oh, let’s just go inside.” Jack laughed. My mother opened the door. “Happy Birthday!” we shouted. Jack handed the box to her. She opened it up. Suddenly, her eyes were filled with tears. “Mom, what’s wrong?” I asked. “I’m sorry,” she said, wiping her eyes. “This is only the second gardenia corsage I’ve ever received. I was given one years ago, long before you kids were born.” “From who?” I asked. “Your father,” Mom said. “He gave me one right before we were engaged.” My eyes locked on Jack’s as I blinked away(眨掉) tears. Dad’s test? I knew Jack had passed.
1.According to the text, we know the writer’s father was __________.
A. interested in observing things around
B. good at judging one’s character
C. strict with her boyfriend
D. fond of challenges
2.What is the main idea of Paragraph 2?
A. Jack got the family’s approval except Dad’s.
B. Jack was different from any other boy.
C. Jack was getting on well with Mother.
D. Jack knew a lot about piano.
3.The underlined word “proposal” in Paragraph 5 means __________.
A. piece of advice B. wedding ceremony
C. celebration of birthday D. offer of marriage
4.On hearing “moving in with you”, the writer felt . .
A. pleased B. worried C. surprised D. disappointed
5.Why did the writer’s mother cry?
A. The gift was the same as the one her husband gave her.
B. She had never received such a beautiful gift.
C. Her daughter found her life partner at last.
D. The gardenia corsage was too expensive.
I wandered in the park. The park bench was___21___ as I sat down to read beneath the long, straggly (蔓延的) branches of an old willow tree. I was disappointed by life with ___22___ reason to frown, for the world was intent on dragging me down.
___23___ that weren't enough to ruin my day, a young boy out of ___24___ approached me, all tired from play. He stood right before me and said with great excitement, "Look what I found!"
In his hand was a flower, and what a ___25___ sight, with its petals(花瓣) all worn --- not enough rain, or too little light. I faked a small ___26___, wanting him to take his dead flower and leave, and then ___27___.
But instead of leaving he sat next to my side and placed the flower to his nose and declared with surprise, "It surely smells pretty and it's beautiful, too. That's why I picked it; here, it's for you."
The weed before me was dying or dead. Not brilliant colors, orange, yellow or red. But I knew I must ___28___ it, or he might never leave. So I reached for the flower, and replied, "Just what I need."
But ___29___ him placing the flower in my hand, he held it mid-air without ___30___ or plan. It was then that I noticed for the very first time, that young boy could not see: he was blind.
My ___31___ trembled, and tears shone like the sun as I ___32___ him for picking the very best one. "You're welcome," he smiled, and then ran off to play, not ___33___ of the impact he'd had on my day.
I sat there and wondered how he ___34___ to see a self-pitying woman beneath an old willow tree. How did he ___35___ my difficult situation? ___36___ from his heart, he'd been blessed with true ___37___.
At last I could see, ___38___ the eyes of a blind child, the problem was not with the ___39___; the problem was me. And for all of those times I myself had been ___40___, I vowed(发誓) to see beauty, and appreciate every second that's mine.
I held that wilted(枯萎) flower up to my nose and breathed in the fragrance of a beautiful rose and smiled as that young boy.
1.A. equipped B. painted C. deserted D. taken
2.A. good B. temporary C. opposite D. mistaken
3.A. For fear B. As if C. Even though D. Now that
4.A. happiness B. fortune C. question D. breath
5.A. negative B. serious C. ridiculous D. pitiful
6.A. gift B. preference C. discussion D. smile
7.A. turned away B. wandered off C. stood up D. set out
8.A. take B. adjust C. comfort D. submit
9.A. in spite of B. instead of C. in case of D. because of
10.A. connection B. delay C. hesitation D. reason
11.A. heart B. hands C. voice D. legs
12.A. praised B. thanked C. approved D. delighted
13.A. hopeful B. content C. aware D. successful
14.A. managed B. promised C. desired D. accomplished
15.A. get across B. know of C. care about D. deal with
16.A. Actually B. Somehow C. Obviously D. Perhaps
17.A. love B. experience C. sight D. power
18.A. With B. Across C. Around D. Through
19.A. worldB. flower C. complaint D. appearance
20.A. particularB. unforgettable C. blindD. sensitive
