Parents are often scared to talk to their kids about money. In fact kids need to understand how to save and manage their money. Proper preparation of your children, even at a young age, can start them down the path of a successful financial life. 1.
Talk early and often
Children start learning about money long before their first savings account, job or credit card. 2. Avoiding the subject until your child needs a bank account can make the conversation hasty (草率的) and confusing.
3.
A trip to the grocery story is a good time to explain price comparison, value and inflation. An ATM stop offers a chance to explain that money doesn't actually come from a machine. You can discuss both earned income, investment returns and even inheritance. Opening bills is a chance to talk about payment for services,, credit card debt and interest rates. Children need to be taught about debt, specifically loans and credit cards.
Talk about giving.
Children should learn that money doesn't always need to be used for them. 4. Don't just write the charitable check. Get -the kids involved in the process by asking them to pick and check, charities.
Websites like http:// www. charitynavigator. org and guidestar. org provide information and ratings.
5.
If they open a savings account, they can place their savings in the bank to earn a small amount of interest. Besides, they can learn about fees, account maintenance ( 管理员) and even interest. It can provide a motivation for them to save money. You. can offer them a prise if they put the money into savings.
A. It can also provide assistant to others.
B. Open a checking and savings account.
C. Children are eager to know about money.
D. Everyday activities are teachable moments.
E, Parents should help their children know how to use money.
F. Here are some tips that might help you teach kids about money.
G- Begin the conversation even before they're in school by talking about work and money.
There is nothing in the Hippocratic Oath that tells doctors what to do when they make a mistake with a patient. Nor is there much on this subject in medical school curriculums or in training programs.
But there should be.
Much was made of the Institute of Medicine’s 1999 report that 44,000 to 98,000 people die each year in hospitals from preventable medical errors, many of them made by doctors.
The report stated much first-hand information to address the problem, but there was little discussion about how doctors, when they have made mistakes, should deal with their patients,
Everyone assumes that the ever-present threat of accusation has made doctors more anxious about admitting error, and no doubt it has, But doctors have always been tight-lipped about their mistakes, in part to preserve an illusion(幻觉，错误的信仰) of medical omnipotence(全能)
Studies suggest that patients are less likely to accuse doctors when they apologize for mistakes, and many hospitals now encourage their physicians to admit their errors. According to an supportive group called The Sorry Works! Coalition, 16 states have already passed laws giving doctors legal immunity(饶恕) for their apologies to patients.
Of course, there are plenty of doctors with a nice bedside manner who can get away with bad treatment. How else to explain patients who often line up in court to support doctors accused of malpractice(失职)？
The surprising truth is that many patients have a hard time knowing whether they are really getting good medical care.
Because so many diseases change randomly over time, patients sometimes spontaneously(自发的) improve despite improper treatment. On the other hand, a patient who receives exemplary medical care may fare badly(情况不好) simply because the illness is hard to treat. In other words, doctors are often praised or blamed, when the outcome is in fact a chance event.
Many, perhaps even most, medical errors probably have little ill effect and go unnoticed by patients. Many lawyers would disagree, but doctors ought to let their patients know when they’ve made a mistake; it humanizes them and builds trust.
1.According to the passage, which of the following is TRUE?
A. The doctor made the mistake deliberately so they do not apologize.
B. Doctors never tell the patient they have made a mistake.
C. The patients won’t forgive the doctor if he make the mistake.
D. The patient will usually forgive the doctor when the mistake are not intentional.
2.What does the sentence “But there should be” mean in the second paragraph?
A. But there should be more subjects in medical school.
B. But there should be something more specific in the Oath.
C. But the doctor should not make any mistake.
D. But there should be something to tell the doctor what to do when they make a mistake.
3.What is the author’s attitude toward the opinion that the doctor should apologize when he makes a mistake?
A. Supportive B. Critical
C. Indifferent D. Neutral
Living and dealing with kids can be a tough job these days, but living and dealing with parents can be even tougher.
If I have learned anything in my 16 years, it is that communication is very important, both when you disagree and when you get along. With any relationship, you need to let the other person know how you are feeling. If you are not able to communicate, you drift apart. When you are mad at your parents, or anyone else, not talking to them doesn’t solve anything.
Communication begins with the concerns of another. It means that you can’t just come home from school, go up to your room and ignore everyone. Even if you just say “Hi”, and see how their day was for five minutes, it is better than nothing.
If you looked up the word “communication” in a dictionary, it would say “the exchange of ideas, the conveyance of information; means of communication: a letter or a message”. To maintain a good relationship, you must keep communication strong. Let people know how you feel, even if it’s just by writing a note.
When dealing with parents, you always have to make them feel good about how they are doing as a parent. If you are trying to make them see something as you see it, tell them that you’ll listen to what they have to say, but ask them politely to listen to you. Yelling or walking away only makes the situation worse.
This is an example: one night, Sophie went to a street party with her friends. She knew she had to be home by midnight after the fireworks, but she didn’t feel she could just ask to go home. That would be rude. After all, they had been nice enough to take her along with them. Needless to say, she was late getting home. Her parents were mad at first, not when Sophie explained why she was late, they weren’t as mad and let the incident go. Communication is the key factor here. If Sophie’s parents had not been willing to listen, Sophie would have been in a lot of trouble.
Communication isn’t a one-way deal: it goes both ways. Just remember: if you get into a situation like Sophie’s, telling the other person how you feel — listening is the key factor to communication.
1.In the writer’s view, dealing with parents is _______ than with children.
A. more difficult B. easier
C. more uninteresting D. more interesting
2.The main idea of the second paragraph is _______.
A. the importance of friendship
B. to make your feeling known to others
C. the importance of communication
D. the disagreement between generations
3.The example in this passage proves that _______.
A. Sophie’s parents are willing to listen to her
B. Sophie is very polite to her parents
C. Sophie did well in explaining her being late
D. communication is the solution to misunderstanding
4.All the following statements are correct except _______.
A. If you don’t agree with others, you’d better let them know
B. It is better to say “Hi” to others than say nothing
C. If you are not able to communicate, walk away
D. Communication is a two-way deal
Chinese consumers' crazy appetite for luxury goods and services appears unstoppable, with just 2 percent of the Chinese population responsible for one-third of the world's luxury items.
As China's economic miracle develops, the market opportunities for all sorts of luxury goods and services are increasing. Luxury consumption in China now extends way beyond well - known car. Clothing and jewelry brands. For example, the luxury jet market in China is the fastest - growing in the world, even outstripping that of the United States, with a market share of 25 percent. This trend appears to continue, with 20 to 30 percent growth expected in China, compared with only 2 to 3 percent in the US. But more important, China's luxury jet market growth represents a major development in the private consumption of luxury items.
China's high - quality red wine market also provides evidence of the growth in private consumption of luxury goods. In 2013, China became the largest market for red wine in the world, even overtaking the French, with 1. 86 billion bottles consumed in China last year. Over the past five years, China's red wine consumption has grown 136 percent.
According to my ongoing consumer research in this area while working at the University of International Business and Economics in Beijing, public consumption of such expensive global luxury brands such as Prada and Armani is easily explained by the desire to "gain face" and publicly display social climbing through material possesses. On the other hand, it is "self-reward" that lies behind consumer motivation in this area. Chinese consumer, who have experienced rapid financial and economic gains appear particularly prone to the need to reward themselves for their success. But this has little to do with "gaining face" and impressing others and much more to do with the need for personal contentment.
Finally, the growth in private luxury consumption in China is set to continue in part due to the maturity of the Chinese consumer and advancement of Chinese consumer culture generally.
1.What do you think the author would most probably be?
A. A news reporter, B. An accountant.
C. A professor. D. A conductor.
2.The underlined word "outstripping" in Paragraph 2 probably means ______.
A. falling far behind of B. going hand in hand
C. going far ahead of D. keeping pace with
3.What can we learn from paragraph 2 and 3 ?
A. China's luxury jet market growth is only 2 to 3%.
B. French was once the largest market for red wine in the world before 2013.
C. The luxury jet market in the US shares 25% of the jet consumption in the world.
D. China's red wine consumption has increased to 1. 86 billion bottles since 2013.
4.What can be the best title for the passage?
A. Future Private Luxury Consumption in China
B. Chinese Appetite for Luxury Goods and Services
C. The Potential Luxury Jet Market in China
D. The Maturity of the Chinese Consumers
Florence Nightingale was born in a rich family. When she was young she took lessons in music and drawing, and read great books. She also traveled a great deal with her mother and father.
As a child she felt that visiting sick people was both a duty and a pleasure. She enjoyed helping them.
At last mind was made up. “I’m going to be a nurse,” she decided.
“Nursing isn’t the right work for a lady,” her father told her.
“Then I will make it so”, she smiled. And she went to learn nursing in Germany and France.
When she returned to England, Florence started a nursing home. During the Crimean War in 1854 she went with a group of thirty eight nurses to the front hospitals. What they saw there was terrible. Dirt and death were everywhere to be seen — and smelled. The officer there did not want any woman to tell him how to run a hospital, either. But the brave nurse went to work.
Florence used her own money and some from friends to buy clothes, beds, medicine and food for the men. Her only pay was in smiles from the lips of dying soldiers. But they were more than enough for this kind woman.
After she returned to England, she was honored for her services by Queen Victoria. But Florence said that her work had just begun. She raised money to build the Nightingale Home for Nurses in London. She also wrote a book on public health, which was printed in several countries.
Florence Nightingale died at the age of ninety, still trying to serve others through her work as a nurse. Indeed, it is because of her that we honor nurses today.
1.When she was a child, Florence _______.
A. loved to travel very much
B. knew what her duty in life was
C. loved to help the sick people
D. want to learn music and drawing in the future
2.During the Crimean War in 1854, Florence served in the front hospital where _______.
A. she earned a little money
B. work was very difficult
C. few soldiers died because of her work
D. she didn’t have enough food or clothes
3.Why was Florence honored by Queen Victoria?
A. She built the Nightingale Home for Nurses.
B. She wrote a book on public health.
C. She worked as a nurse all her life.
D. She did a great deal of work during the Crimean War.
4.The passage can best be described as _______.
A. the life story of a famous woman
B. a description of the nursing work
C. an example of successful education
D. the history of nursing in England
读者王彬写信给某杂志“开心”栏目记者Mary，询问怎么才会感到幸福，请根据提示给他写一封回信，主题为How to Be Happy。
提示：1. 幸福是人生最宝贵的东西；
2. 凭良心做事，善待他人；
3. 注重健康；
4. 遇到挫折时要保持乐观。
注意：1. 词数：150左右；
2. 根据提示适当发挥，开头和结尾已给出，不计入总词数。
Dear Wang Bin,
I’m glad to receive your letter, in which you asked me about how to be happy.
