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If you are not rich by the time you are ...

If you are not rich by the time you are 35, says Ma Yun, then you      the opportunities of youth.

A. are wasting B. wasted

C. will waste D. have wasted

 

D 【解析】 试题分析:D;考查时态。现在完成时除了表示到说话时为止(或到现在为止)已经发生或完成了(不一定结束)的动作或状态,还表示一个过去发生或已经完成的动作对现在产生的结果或影响。By the time等到……时候。完成时的标志。句意:如果你在你35岁的时候还没有富起来,马云说,那么你已经浪费了年轻的机会。故选D 考点:考查时态  
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