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Saving money when you’re young is an imp...

Saving money when you’re young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people — adults included — do not have a good sense of saving for the long run.

Besides being a great way to ensure you have enough money for your old age, saving money when you are young can help your future.

Making sure you don’t spend too much and continuing to save is a good way to accumulate wealth. I have put my earnings in a bank, and with investments(投资) and regular interest rates, have almost doubled my savings. Your money will double after twelve years at a modest rate of six percent interest. Many teens I know spend all the money they earn so it never has a chance to grow.

Teens should realize that now is a prime time to begin saving. In high school many parents pay for almost everything, so expenses can be small. If you have a job, you should have fun with some of the money. But you should also save some so that it will grow for you without your working, and begin planning for your future.

After high school, college is expensive and then “real” life begins, with expenses such as food and rent.

If you can hold onto a good part of the money you earn as a teen, going to college and buying a house will be much easier. The earlier you begin saving, the more time the money has to grow.

Saving early means you will have to work fewer years when you are older and allow you to spend time doing things you want. You also want to be financially secure so you can live the way you want without worrying. Also, you will be able to retire at a reasonable age.

1.Which of the following is an advantage of saving money when young?

A. It teachers important life lessons.    B. It helps develop good habits.

C. It results in a sense of responsibility.    D. It contributes to one’s future.

2.The author advises teens ________.

A. to put all their earnings in a bank for interest

B. not to spend the money until twelve years later

C. to pay for their schooling by themselves

D. not to spend all their earnings having fun

3.According to the author, what will “real” life bring about?

A. Lower interest rate.    B. Higher living cost.

C. Difficulty in finding jobs.    D. Less time to save money.

4.What is the best title of the passage?

A. The Earlier, The Better    B. Money Is Everything

C. The Importance of Saving    D. To Save for Your Old Age

 

1.D 2.D 3.B 4.C 【解析】本文叙述了青少年应该尽早开始存钱为将来长远的发展做打算。确保自己不要花费太多,是积累财富的一种好方法。可以用积攒的钱为以后的大学生活费和房租做准备。早存钱意味着你以后年老的时候会少工作几年。 1.D细节理解题。根据第二段中saving money when you are young can help your future.可知,年轻的时候存钱有助于你的未来。故选D。 2.D细节理解题。根据第三段最后一句Many teens I know spend all the money they earn so it never has a chance to grow.可知,作者建议青少年不要花光所有的收入。故选D。 3.B细节理解题。根据第四段After high school, college is expensive and then “real” life begins, with expenses such as food and rent.可知,“real” life会带来更高的生活费用。故选B。 4.C主旨大意题。根据第一段的Many people—adults included—do not have a good sense of saving for the long run.以及全文内容可知,全文主要围绕我们要尽早存钱,存钱是为了将来的长远计划做准备。因此这篇文章的标题为:Saving for Future。故选C。
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