Everybody in this world is different from one another. But do you know that understanding differences can help you better manage your money?
As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it’s not easy to change later in life.
Financial (金融) experts say that everyone also has their own belief of how to manage their finances. This is part of our value system and it has a great impact on the way we look after our money.
According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail.
The ant—works first
Just like ants who work heart and soul in summer in order to store food for winter, these people don’t care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest(投资) in some funds and stocks with low risk.
The cricket—fun first
The cricket wants to enjoy everything now and doesn’t think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings. When they get old, they might have problems. They should learn to save and buy insurance(保险).
The snail—lives under pressure(压力)
The snail refers to people who make life difficult for themselves. They take big long-term loans (贷款)from the bank in order to buy things such as luxury(奢华的) houses. They are happy to take big loans even though they are not sure they can afford it. This can cause problems in the future. They should plan more carefully.
1.People with the character of the snail would like to _______.
A. enjoy life at the moment without thinking much about the future
B. live a luxury life at all costs
C. put work before everything else.
D. take the risk of investing a large sum of money
2.Our beliefs and values are affected by the following except ______.
A. society B. money
C. education D. our family
3.This passage mainly talks about _______.
A. the reaction between man and insects
B. the problems with dealing with money
C. the insects in nature
D. the spending nature of people
4.Which of the following has the character that the author prefers?
A. The ants B. The cricket
C. The snail D. None of the above
From: Wendy and Jack Brown
Date: September 22, 2014
To: 8th and 9th graders at R.L.S. Junior School
Subject: Bonjour!
Bonjour! (That means hello in French.)
We hope you all had a great summer. Ours was a lot of fun. We have seen so many new things and met so many wonderful people. The French gave us a warm welcome and helped us get used to living here soon. We have so many things to share with all of you. We are going to send you more emails, but here are the best parts of
our holiday in France so far.
We had a fantastic time seeing t
he Tour de France this summer. It is the most famous bicycle race in the world. The riders travel more than two thousand miles in about a month! We got a quick look at the riders as they sped past! After the race, our family rented bikes, and rode along part of the route that the cyclists used.
A few of you asked whether the French really eat snails(蜗牛). The answer is yes. We went out to dinner the other day, and our parents ordered some. We each tried one and it didn’t taste too bad. The snails, called escargots, are served with lots of butter. They feel a little rubbery when you bite into them, but they don’t really have much taste. Mum’s favourite food here is the French pastries. Dad loves the red wine. Our favourite is the fresh bread from the shop down the street.
We went to visit the Eiffel Tower a few weeks ago. We went all the way to the top. It was a sunny day, so we could see for miles and miles into the distance. Dad doesn’t like heights, so he stayed at the bottom of the tower and took pictures from the ground.
We miss all of you a lot. Write back to us and let us know what is new at home.
Au revoir! (Can you guess what that means in French?)
Wendy and Jack Brown
1.What do the 
Browns think of French people?
A. Friendly. B. Funny.
C. Welcome. D. Popular.
2.Jack’s favourite food in France is .
A. tasty snails B. French pastries
C. fresh bread D. red wine
3.Which of the following is NOT true according to the email?
A. Wendy and Jack got used to the life in France soon.
B. Tour de France is the best-known bicycle race in the world.
C. The Browns have seen many wonderful things in France.
D. The Browns went to the top of the Eiffel Tower together.
4.Wendy and Jack wrote this email to .
A. tell a story about riding bicycles in France
B. tell a story about their experiences in France
C. advise the readers to try escargots in France
D. advise the readers to visit France in summer
In many big cities, a lot of old people keep birds, cats, dogs and other animals in their houses. These animals are friendly to the old people and never leave them. So the old people love them and see them as t
heir good friends or families.
It’s not difficult to keep these lovely animals at home. But you have to take them to animal hospitals to give them needles (注射), so they won’t get ill or they will make people ill. Now there are lots of animal food stores here and there. People can buy good animal food for their animals there. Old people can buy animal food on the phone or on the Internet. But it’s a little more expensive.
Sometimes it’s kind of dirty and dangerous to keep animals. They sometimes look dirty and smell terrible and can be dangerous. For example, an old woman in Shanghai lost her life on the street for her pet dog.
Maybe old people in big cities have many reasons to keep these nice and clever animals. They may feel lonely when their children leave. And these pets can be their great helpers. They are their good friends and help them in many things.
1.Old people love these animals because they are _________.
A. nice and lovely B. can be great helpers
C. are not difficult to keep D. are friendly to them
2.If people don’t give the animals needles, the animals may ________.
A. be ill B. run away
C. not eat food D. make people unhappy
3.What does the passage mainly talk about?
A. How to keep pets. B. Pet animals in big cities.
C. Old people and their pet animals. D. Friendly and nice pet animals.
假定你是李华，诺丁汉大学（The University of Nottingham）2017年计划在中国招收一批优秀高中毕业生，你准备报名。请你向该校招生负责人Dr. Dan发一封电子邮件，包括以下内容：
1. 简要说明你的意向及个人情况；
2. 适当咨询申请入学的准备工作（如：笔试、面试的时间以及考查重点、学费等）；
3. 具体询问学校的课程安排以及学生的在校学习、课外活动、业余生活、住宿等情况。
注意：1. 词数100左右。2. 文中不能出现可能透露考生真实身份的任何信息。
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文中共有10处语言错误，每句中最多有两处。错误仅涉及一个单词的增加、删除或修改。
增加：在缺词处加一个漏字符号(∧)，并在其下面写出该加的词。
删除：把多余的词用(＼)划掉。
修改：在错的词下画一横线，并在该词下面写出修改后的词。
注意：1. 每处错误及其修改均仅限一词；
2. 只允许修改10处，多者（从第11处起）不计分。
Dear Jack,
I am pleasing to hear from you and know that you had a greatly time working part-time in
a fast-food restaurant. Now I would like to share your working experiences with you during the past summer.
In the beginning of the summer vacation, I was hired as shopping guide in a big supermarket.
I stood for ten hours a day and smiled to everyone I have met. Sometimes I was laughed at, and most of the time, I was praised for my wonderful works by many people. Half a month passed quickly after I knew it, and I learned how to deal with different people.
Above all, I have learned that smile is the key to solve any problem.
Best wishes,
Yours Sincerely,
Li Ming
1.After his ____(退休), David stayed busy, running a dairy farm near Cincinnati for 20 years.
2.The price of the house is__________ (合理的) and I love its garden in particular. We can grow flowers and vegetables there.
3.What _________ (百分比) of the population in China are farmers?
4.Honggutan District and Donghu District are both the ___________ (商业的) heart of Nanchang City.
5.He made a new invention and applied for a _________(专利).
6.There were more than 50 a___________ for the job, but in the end only 10 were employed.
7.China is a s__________ country with the Chinese Communist Party ruling.
8.It is very c______ from here to downtown. There are many buses running along this street.
9.My passport is v__________ for only one month. I must renew it.
10.Xiao Lin likes to spend all his time playing online computer games at a net bar. Now his mother f_________ him to go to visit any net bar.
