Question

Money is stressful. For the seventh year in a row, the APA’s annual Stress in America survey found that money is the top source of stress for American adults. More than a quarter of Americans say they feel stressed about money most or all of the time. Only 30 percent rate their financial security as high, and more than two-thirds believe that more money would make them happier.People commonly deal with anxiety by avoiding whatever it is that makes them anxious. Unfortunately, if you avoid dealing with your finances, you’ll likely create more financial problems, and more anxiety, in the long term.

Money matters are too important to ignore. Financial inability is linked to money mismanagement and to debt. Debt, in turn, is associated with lower self-confidence, lower productivity and greater stress. Unsurprisingly, research has also linked financial pressure to desperation (绝望).

We develop our beliefs and attitudes about money early in life. Often, we aren’t even consciously aware of what our beliefs are, let alone where we learned them. If you’re dealing with financial avoidance or financial rejection, it can help to think critically about the money beliefs you learned in childhood. Think about what your parents taught you about money. Talk to family members about their money beliefs. Then try to challenge your existing beliefs about money.

Many people feel embarrassed about their debt, ashamed that they let bank statements pile up unread. But that shame keeps you stuck. Try to move past the self-blame so you can take some concrete steps toward financial health.

1.What do we learn about American adults from the text?

A. Money causes them the main stress.

B. They care about money most.

C. They need money very much.

D. Their financial security is high.

2.What does the author think of avoiding financial stress?

A. It’s understandable.    B. It’s harmful.

C. It’s helpful.    D. It’s useless.

3.According to the text, our money beliefs are developed from         .

A. examples of family members    B. attitudes of neighborhood

C. experiences of childhood    D. influences of parents

4.What can people do to get financial health according to the author?

A. Repay their debt.    B. Read their bank statements.

C. Overcome their self-blame.    D. Challenge existing money beliefs.

Answer

1.A

2.B

3.C

4.C

【解析】通过本文我们知道金钱会给人带来压力，我们对钱的信仰是从童年时后开始发展的。为了设法摆脱自责，所以你可以采取一些具体措施来实现财务健康。

1.A

细节理解题。根据第一段中More than a quarter of Americans say they feel stressed about money most or all of the time.可知钱引起他们的主要压力。故选A。

2.B

推理判断题。根据第一段最后两句People commonly deal with anxiety by avoiding whatever it is that makes them anxious. Unfortunately, if you avoid dealing with your finances, you’ll likely create more financial problems, and more anxiety, in the long term.可知作者认为回避财政压力是有害的。根据句意可知选B。

3.C

细节理解题。根据第三段第一句We develop our beliefs and attitudes about money early in life.可知我们对钱的信仰是从童年时后开始发展的。故选C。

4.C

细节理解题。根据最后一段最后一句Try to move past the self-blame so you can take some concrete steps toward financial health.可知为了设法摆脱自责，所以你可以采取一些具体措施来实现财务健康。根据句意可知选C。