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Double Trouble When I was eight, I wante...

Double Trouble

When I was eight, I wanted a toy and needed $10 to buy it. But, as usual, I was broken. I decided to ask my 11-year-old sister, Kathleen, for a loan. I went to her room, __________her for the cash. Laughing, she agreed to lend me the money, but__________, "I will charge you 10 percent compound interest every __________until you pay me back."

"Compound interest---what's that?" I asked.

"Well, interest is what you call the__________money borrowers have to pay back on a loan," she explained. "Compound interest means that the interest payments get bigger and bigger the__________it takes you to pay back the loan. To repay the loan, you will need to give me $11 after one month. If you wait two months to pay me back, your__________ will grow from $10 to $11. So I'll be charging you interest on $11. Then I will add that interest to the $11 you already owe me, for a __________of $12.10. That's what you'll owe after two months."

"Sure. I get it," I said. Though truthfully, I was getting __________.

Kathleen lent me the money, and I bought the toy. My birthday came a month later, and my mom gave me $10. __________, that was just the amount I needed to buy another toy I wanted__________. I __________paying my sister for a month. After another month, I forgot about the loan.

Several months later, on Christmas morning, my sister and I each found a $20 bill in our stockings. I was just putting it into my pocket__________Kathleen tapped me on the shoulder.

"Sorry, kiddo. That's mine. I'm __________your debt."

"Huh?" Then I__________ the loan. "Hey! How can it be that much? I only borrowed $10."

"True," she said, "but interest has been compounding for eight months. Now you owe me $21.43." She paused, and then, smiling triumphantly, said, "You can pay me the $1.43."

I__________to believe that a $10 loan could more than double so quickly. Much to my __________, my sister got her pencil and tablet and showed me exactly how it all __________.

My head__________as I tried to keep track of Kathleen's calculations, but this time, I got the basic__________of compound interest. I learned from this__________experience that borrowing money can be "double trouble" in no time.

1.A.begging B.blaming C.searching D.preparing

2.A.suggested B.swore C.explained D.added

3.A.month B.year C.week D.day

4.A.little B.extra C.enough D.same

5.A.shorter B.more C.longer D.less

6.A.cash B.debt C.note D.saving

7.A.total B.cost C.number D.bill

8.A.encouraged B.shocked C.satisfied D.confused

9.A.Gradually B.Obviously C.Hopefully D.Unfortunately

10.A.seriously B.desperately C.secretly D.willingly

11.A.decided on B.put off C.gave away D.cared about

12.A.after B.when C.while D.until

13.A.carrying B.relying C.collecting D.focusing

14.A.neglect B.complained C.stated D.remembered

15.A.decided B.pretended C.refused D.managed

16.A.relief B.delight C.annoyance D.regret

17.A.added up B.showed up C.turned up D.sped up

18.A.turned B.hurt C.stuck D.nodded

19.A.idea B.lesson C.benefit D.discovery

20.A.unfair B.worthless C.painful D.decisive

 

1.A 2.D 3.A 4.B 5.C 6.B 7.A 8.D 9.D 10.B 11.B 12.B 13.C 14.D 15.C 16.C 17.A 18.B 19.A 20.C 【解析】 这是一篇记叙文。文章讲述了作者八岁时一次借钱的经历。本来作者只借了姐姐10美元,可是最终作者的债务累加到了21.43美元。经过这次经历,作者明白了借钱可能会给自己带来双重麻烦这个道理。 1.考查动词辨析。句意:我去她房间,请求她借给我钱。A. begging请求;B. blaming指责;C. searching搜寻;D. preparing准备。根据常理,我需要钱,所以肯定是恳求姐姐借给我钱。故选A。 2.考查动词辨析。句意:她笑着同意借给我钱,但是又加了一句“每月按照利滚利收我10%的利息,直到我还完钱”。A. suggested建议;B. swore咒骂,诅咒;C. explained解释;D. added补充说,增加。根据句意,姐姐补充说要收我利息。故选D。 3.考查名词词义辨析。句意同上。A. month月;B. year年;C. week周;D. day日。由第三段中的“To repay the loan, you will need to give me $11 after one month(偿还贷款,一个月后你需要给我11美金)”可知,姐姐答应借给我钱,但是要我每个月付10%的利息。故选A。 4.考查形容词词义辨析。句意:她说:“利息是借钱人在归还贷款时额外付的钱。”A. little不多的,小的;B. extra额外的;C. enough足够的;D. same同样的。根据常识,利息就是还钱时本钱之外的钱。故选B。 5.考查形容词比较级。句意:利滚利就是你还钱用的时间越长,利息就会越来越多。A. shorter更短的;B. more更多的;C. longer更长的;D. less更少的。根据下文的解释,So I’ll be charging you interest on $11. Then I will add that interest to the $11 you already owe me(我将按11美金计算利息。然后会将利息加在你欠我的11美金上。)可知,归还贷款需要的时间越长,所需支付的利息就越多。故选C。 6.考查名词辨析。句意:如果你等两个月归还我的钱,那么,你的债务将从10美元增加到11美元。A. cash现金;B. debt债务;C. note钞票;D. saving积蓄。根据句意,我借了姐姐的钱,就相当于我有了债务,空格处单词与下文I’m __13__your debt中的debt呼应。故选B。 7.考查名词辨析。句意:我将把利息加在你已经欠我的11美金上,总共是12.1美金。A. total总数;B. cost花费,成本;C. number数目;D. bill账单。根据句意,如果作者两个月才归还姐姐的钱的话,那么,利滚利,最终作者要归还的总数为12.10美元。故选A。 8.考查形容词辨析。句意:我说:“好的,我明白了”。但是,说实话,我很困惑。A. encouraged 受到鼓励的;B. shocked震惊的;C. satisfied满意;D. confused 困惑的。根据though可知,我告诉姐姐我明白了,其实我很困惑。故选D。 9.考查副词辨析。句意:不幸地是,那笔钱恰恰就是我特别想买的另一个玩具所需要的钱。A. Gradually逐渐地;B. Obviously明显地;C. Hopefully充满希望地;D. Unfortunately不幸地。根据下文“After another month, I forgot about the loan.(又一个月后,我忘了贷款)”可知,作者没有还姐姐钱,贷款越积压越多,所以回想起来是不幸的。故选D。 10.考查副词辨析。句意同上。A. seriously严肃地,认真地;B. desperately极度地;C. secretly秘密地;D. willingly甘心情愿。由下句I _____11_____paying my sister for a month. After another month, I forgot about the loan.(我决定推迟一个月还钱。又一个月过去了,我忘记了贷款)可知,作者用钱买了另一个礼物,所以这个礼物是作者非常想买的。故选B。 11.考查动词短语。句意:我把还姐姐钱的计划推迟了一个月。A. decided on决定;B. put off 推迟,拖延;C. gave away放弃;D. cared about关心。由下文“After another month, I forgot about the loan.(又一个月后,我忘了贷款)”可知,作者想着推迟一个月还钱,可是过了一个月,作者忘记了贷款这事。故选B。 12.考查时间状语从句的连词。句意:当我正要把20美元放到我口袋里时,姐姐拍了拍我的肩膀。A. after 在……之后;B. when 当……时候;C. while当……时候;D. until直到……。根据句意,这是一个时间状语从句,连词意为“当……时候”。虽然when和while都可以表达“当……时候”,但是while后一般接进行时态,when后接一般时态。由空格后使用的一般过去时,可知选when。故选B。 13.考查动词辨析。句意:“抱歉,kiddo。那是我的。我要收债了。”A. carrying携带,运送;B. relying依靠;C. collecting收取;D. focusing(使)集中。根据句意,姐姐要收债了。故选C。 14.考查动词辨析。句意:那是我想起了我的贷款。A. neglect忽视;B. complained抱怨;C. stated陈述,说明;D. remembered记起。此空格处单词与上文中“After another month, I forgot about the loan.(又一个月后,我忘了贷款)”中的forgot形成反义呼应。故选D。 15.考查动词辨析。句意:我拒绝相信10美金的贷款能如此快地翻倍。A. decided决定;B. pretended假装;C. refused拒绝;D. managed设法做到。由下句my sister got her pencil and tablet and showed me exactly how it all __17__(姐姐拿出纸笔给我精确地计算)可知,作者一开始是不相信的。故选C。 16.考查名词辨析。句意:令我感到生气的是,姐姐拿来铅笔和便签簿,向我精确地展示这个钱数是怎么来的。A. relief 缓解;B. delight 高兴;C. annoyance 恼怒;D. regret后悔,遗憾。根据句意,作者本来就不相信,姐姐还拿出纸笔来证明,作者更生气了。故选C。 17.考查动词短语。句意同上。A. added up累计;B. showed up出现,露面;C. turned up露面,找出;D. sped up加速。由上文中第三段描述的利息的计算方法可知,贷款和利息的钱是慢慢累计出来的。故选A。 18.考查动词辨析。句意:当我想尽办法弄清楚Kathleen的计算时,我头疼了,但是这次我了解了利滚利的基础知识。A. turned转动;B. hurt疼痛;C. stuck粘贴,粘;D. nodded点头。空格处单词与上文中第八题I was getting confused呼应,作者不清楚利滚利怎么计算,所以认真研究起来很头疼。故选B。 19.考查名词辨析。句意同上。A. idea主意、概念、想法;B. lesson课程;C. benefit利益;D. discovery发现。根据句意,作者是想尽办法理解利滚利的概念,故选A。 20.考查形容词辨析。句意:我从这个痛苦的经历中知道了借钱很快就可能带来双倍的麻烦。A. unfair不公平的;B. worthless没用的,无价值的;C. painful痛苦的;D. decisive决定性的,关键的。根据全文的描述,作者借了10美金,糊里糊涂间,几个月内就翻倍了,是一场痛苦的经历。故选C。
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