Diana Jacobs thought her family had a workable plan to pay for college for her 21-year-old twin sons: a combination of savings, income, scholarships, and a modest amount of borrowing. Then her husband lost his job, and the plan fell apart.
"I have two kids in college, and I want to say come home. ' but at the same time I want to provide them with a good education," says Jacobs.
The Jacobs family, did work out a solution: They asked and received more aid from the schools, and each son increased his' borrowing to the maximum amount through the federal loan (贷款) program. They will each graduate with $ 20,000 of debt, but at least they will be able to finish school.
With unemployment rising, financial aid administrators expect to hear from more families like the Jacobses. More students are applying for aid, and more families expect to need student loans. College administrators are concerned that they will not have enough aid money to go around.
At the same time, tuition (学费) continues to rise. A report from the National Center for Public Policy and Higher Education found that college tuition and fees increased 439% from 1982 to 2007, while average family income rose just 147% . Student borrowing has more than doubled in the last decade.
"If we go on this way for another 25 years, we won't have an affordable system of higher education," says Patrick M. Calan, president of the center. "The middle class families have been financing it through debt. They will send kids to college whatever it takes, even if that means a huge amount of debt."
Financial aid administrators have been having a hard time as many companies decide that student loans are not profitable enough and have stopped making them. The good news, however, is that federal loans account for about three quarters of student borrowing, and the government says that money will flow uninterrupted.
1.According to Paragraph 1. why did the plan of the Jacobs family fail?
A. The twins wasted too much money. B. The father was out of work.
C. Their saving ran out. D. The family fell apart.
2.How did the Jacobses manage to solve their problem?
A. They asked their kids to come home.
B. They borrowed $20, 000 from the schools.
C. They encouraged their twin sons to do part-time jobs.
D. They got help from the schools and the federal government.
3.Financial aid administrators believe that________.
A. more families will face the same problem as the Jacobses
B. the government will receive more letters of complaint
C. college tuition fees will double soon
D. America's unemployment will fall
4.What can we learn about the middle class families from they text?
A. They blamed the government for the tuition increase.
B. Their income increased steady in the last decade.
C. They will try their best to send kids to college.
D. Their debts will be paid off within 25 years.
5.According to the last paragraph the government will________.
A. provide most students with scholarships
B. dismiss some financial aid administrators
C. stop the companies from making student loans
D. go on providing financial support for college students
Here are Important Travel Notices from United Airlines, March 20, 2019, 7:12 AM. Information is updated as it is received.
1. Travel and the Zika virus
If you have a ticket for travel to a country affected by the Zika virus (as listed on the CDC website) and have concerns, please contact the United Customer Contact Center with any questions or changes to your reservation. Customers advised to avoid the affected regions based on CDC guidance may change their destination or travel date without a fee or may choose to receive a refund if their tickets were booked before February 28, 2019. The new travel date must be within the validity of the ticket. Additional charges may apply if there is a difference in fare for the new travel route.
2. Longer lines at security checkpoints
Procedural changes at TSA checkpoints throughout the United States may result in longer lines at security checkpoints. Please plan accordingly and allow for extra time at the airport. The TSA advises arriving at the airport two hours before your flight for US travel and three hours before for international travel. To save time at security, we encourage you to visit www.tsa.gov.com and apply for tsa pre-check.
3. Notice for flights departing the European Union, Norway and Switzerland
EU Regulation 261/2004 requires air lines to provide the following notice: if you are not allowed to board or if your flight is canceled or delayed for at least two hours, ask at the check-in counter or boarding gate for the form, stating your rights, particularly about compensation and assistance.
4. How to protect yourself
Travelers to regions affected by Zika can take precautions to prevent contracting the disease by protecting themselves against mosquitos. The CDC recommends visitors to areas with Zika wear long-sleeved clothing, apply mosquito repellant, and use a mosquito net at night.
1.Travelers don’t have to pay additional fees when they want to ________.
A.rearrange their travel date at any time
B.cancel their flights booked before February
C.apply for a refund for tickets booked in March
D.choose a longer and more expensive route to a new destination
2.What do we know from Notice 2?
A.Pre-check can be done online to save time for travelers.
B.Security checkpoints are not available during this period.
C.It usually takes longer time to go through the security check in the US.
D.Security check of International flights is stricter than that of the US ones.
3.Compensation can be asked for when ________.
A.passengers refuse to board the plane
B.passengers miss their flight due to traffic jam
C.passengers’ flight is delayed at least two hours
D.passengers forget to state their right in the form
4.Which is the effective method to protect yourself against Zika?
A.Wearing long-sleeved shirts only during the flight.
B.Protecting the mosquitos with the disease
C.Avoiding the smell of mosquito repellant.
D.Setting a mosquito net before going to sleep.
The weather was cold. I drove down long narrow road with Boris, my old high school friend. He was very outgoing and treated everybody _________, no conditions added.
After graduation, I went into the Navy, and gradually lost _________ with him. Ten years later saw a man that _________ Boris. But he was blind in one eye. I said hello and introduced myself. I could _________ he could not see me _________ he turned the opposite way. Then I said that again. He answered _________, “I don’t know you and you don’t need to _________ who I am. Don’t _________me and leave me alone.” I did not _________ what I was hearing because he used to be very kind and __________ person.
It’s apparent that he didn’t __________ anyone. He must have had a hard time since he left school or someone might have __________ him. So I immediately __________ I would not be one of those people. Then he told me he became blind while helping someone. But nobody showed any __________ toward him and even laughed at him a lot. I told him that I would always be his friend. __________ he put down everything in the heart and chose to forgive others since he didn’t live better with hatred. This is going to be a reunion and a new __________.
I believe that love and kindness conquer all. Ever since I was little, my parents told me even though people are __________ sometimes, the best way to deal with that is kindness. I believe if we had not shown our __________ toward these people, that would __________ both sides in the end. __________ if we stuck to our hatred and lived in the shadow of it, we would never enjoy a happy life.
1.A.nicely B.equally C.seriously D.patiently
2.A.favor B.contract C.touch D.friendship
3.A.appeared B.resembled C.impressed D.reflected
4.A.guess B.tell C.receive D.admit
5.A.because B.so C.but D.before
6.A.coldly B.slowly C.eventually D.reluctantly
7.A.compare B.care C.notice D.expect
8.A.judge B.tease C.ignore D.bother
9.A.understand B.believe C.mind D.know
10.A.warm B.fair C.encouraging D.outstanding
11.A.trust B.choose C.know D.help
12.A.abandoned B.hurt C.cheated D.doubted
13.A.warned B.acknowledged C.guaranteed D.suggested
14.A.responsibility B.attention C.kindness D.caution
15.A.Really B.Recently C.Immediately D.Finally
16.A.shape B.settlement C.signal D.beginning
17.A.absurd B.greedy C.mean D.narrow-minded
18.A.sadness B.hatred C.disappointment D.cruelty
19.A.benefit B.enjoy C.forgive D.move
20.A.Besides B.Otherwise C.However D.Therefore
Detectives are investigating the company, three of ________ senior executives have already been under arrest.
A.its B.which C.those D.whose
It was difficult to ________ what was said over the loudspeaker in the big square.
A.make out B.come out C.turn out D.bring out
—Sir, could I turn in my homework assignment a bit late?
—________, since you haven’t been well these days.
A.You can’t be serious B.Oh, all right
C.I’m afraid not D.Good idea
