Question

    Are you good with money? Do you get pocket money from your parents or do you work to make money? Read on to find out about British teenagers and their money!

Pocket money

Most teenagers in Britain receive pocket money from their parents. They might have to do some housework to get pocket money, including cleaning, cooking, washing dishes and so on.

Part-time work

A part-time job is a choice for teenagers who don’t have pocket money or who want to get extra money. About 15% teenagers have a job. Only children over the age of 13 can work. Popular part-time jobs for teens include babysitting, delivering（递送）newspapers, restaurant work and shop work. Children in Britain can work two hours a day at the most on a school day but not during school hours. During weekends and school holidays, they can work longer hours.

Bank accounts（账户）

Some children and teenagers have a bank account. There is no age limit at which you can open a bank account, but a bank manager can decide whether to open an account for a child or a young person. Parents can put pocket money directly into their child’s bank account. Most banks have a prepaid bank card designed for young people.

Mobile apps

Many companies have made mobile apps for children, including GoHenry, Osper and Gimi. Parents can add money to their children’s accounts and check to see how the money is spent. Children can choose to save their money or spend it using a card. The apps suggest that kids from 8 to 13 can use the cards.

So, many teenagers are getting experience working part-time, dealing with banks and deciding whether to save or spend their money. These are all steps towards becoming a financially independent （经济独立的） person and making and looking after your own money.

1.How can British teenagers get their pocket money?

A.By doing homework. B.By doing housework.

C.By opening accounts. D.By using mobile apps.

2.To get extra money, British teenagers over 13 can___________.

A.work in shops two hours a day during weekends

B.help to take care of babies during school hours

C.deliver newspapers for three hours on school days

D.work in restaurants every day as long as they wish

3.What does the author think of the bank accounts and mobile apps for children?

A.They may help parents save their children’s money.

B.They may help kids learn to look after their money.

C.They might prevent children getting extra money.

D.They might get kids used to spending extra money.

4.What is the passage mainly about?

A.How to get along well with the bank managers.

B.How to deal with bank accounts and mobile apps.

C.How British teenagers work part-time to make money.

D.How British teenagers make and manage their money.

Answer

1.B

2.A

3.B

4.D

【解析】

本文主要讲了，英国大多数青少年通过做家务从父母那里得到零用钱，他们也可以做兼职工作来赚取额外的钱；英国青少年可以开一个银行账户并使用移动应用程序来消费，这些都可以帮助孩子们学会理财。

1.

细节理解题。根据第二段“They might have to do some housework to get pocket money, including cleaning, cooking, washing dishes and so on.”可知，英国的青少年可以做一些家务来获得零用钱。故选B。

2.

细节理解题。根据第三段Part-time work部分“Only children over the age of 13 can work. Popular part-time jobs for teens include babysitting, delivering（递送）newspapers, restaurant work and shop work. Children in Britain can work two hours a day at the most on a school day but not during school hours.”可知，在上学日时间，13岁以上的青少年可以在餐厅每天工作2小时，来获取额外的钱。故选A。

3.

推理判断题。根据Mobile apps部分“Children can choose to save their money or spend it using a card. 孩子们可以选择省钱或用卡片消费。”结合文章最后一句“These are all steps towards becoming a financially independent （经济独立的） person and making and looking after your own money. 这些都是让孩子成为一个经济独立的人，并赚取和照顾你自己的钱的步骤”可知，作者认为银行账号及移动app可知让孩子们学会理财。故选C。

4.

主旨大意题。根据本文内容，主要讲了英国大多数青少年通过做家务从父母那里得到零用钱，他们也可以做兼职工作来赚取额外的钱；英国青少年可以开一个银行账户并使用移动应用程序来消费，这些都可以帮助孩子们学会理财。所以“英国青少年如何赚钱和理财”符合本文主旨。故选D。