Winners Club

You choose to be a winner!

The Winners Club is a bank account specially designed for teenagers．It has been made to help you better manage your money．The Winners Club is a transaction account(交易账户)where you receive a key-card so you can get to your money 24／7---that’s 24 hours a day，7 days a week!

It’s a club with impressive features for teenagers：

●No account keeping fees!

You’re no millionaire so we don’t expect you to pay large fees．In fact，there are no account keeping or transaction fees!

●Excellent interest rates!

You want your money to grow．The Winners Club has a good rate of interest which gets even better if you make at least two deposits(储蓄)without taking them out in a month．

●Convenient

Teenagers are busy—we get that．You may never need to come to a bank at all．With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet…You can have money directly deposited into your Winners Club account．This could be your pocket money or your pay from your part-time job!

●Mega magazine included

Along with your regular report，you will receive a FREE magazine full of good ideas to make even more of your money．There are also fantastic offers and competitions only for Winners Club members．

The Winners Club is a great choice for teenagers．And it is so easy to join．Simply fill in an application form．You will have to get permission from your parent or guardian (so we can organize that cool key-card) but it is easy．We can’t wait to hear from you．It’s the best way to choose to be a winner !

1.The Winners Club is a bank account intended for__________．

2.Which of the following is TRUE about the Winners Club?

3.The Winners Club provides magazines which___________．

4.If you want to be a member of the Club，you must_________．

5.What is the purpose of this text?

 Most people feel lonely sometimes，but it usually only lasts between a few minutes and a few hours，This kind of loneliness is not serious．In fact，it is quite normal．For some people，though，loneliness can last for years．Now researchers say loneliness comes in three different types．

The first kind of loneliness is temporary．This is the most common type．It usually disappears quickly and does not require any special attention．The second kind is situation，for example，family problem，the death of a loved one，or moving to a new place．Although this kind of loneliness can cause physical problems，such as headaches and sleeplessness，it usually does not last for more than a year．The third kind of loneliness is the most serious．Unlike the second type, chronic (the opposite of‘temporary’) usually lasts more than two years and has no specific cause．People who experience habitual loneliness have problems socializing and becoming close to others．Unfortunately，many chronically lonely people think there is little or nothing they can do to improve their condition．

Psychologists(心理学家) agree that one important factor in loneliness is a person’s social contacts，for example，friends，family members，co-workers，etc．We depend on various people for different reasons．For instance．our family give us emotional support，our parents and teachers give us guidance, and our fiends share similar interests and activities．

However，psychologists have found that, though lonely people may have many social contacts，they sometimes feel they should have more．They question their popularity．

Psychologists are trying to find ways to help habitually lonely people for two reasons：they are unhappy and unable to socialize arid there is a connection between chronic loneliness and serious illness such as heart disease，while temporary and situational loneliness can be a sad，and sometimes dangerous condition．

1.How would you treat temporary loneliness according to the passage?

2.Why do psychologists want to help chronically lonely people?

3.Loneliness is divided according to ________．

I got my first driver’s license in 1953 by taking driver education in my first year at Central High School in Charlotte，North Carolina．Four years later when it was time to renew my license I was a married woman．Henry and I were living in Baltimore，Maryland．Two weeks before my 20th birthday，Henry drove me to the motor vehicle office on a hot July afternoon．When I got to the office and showed to the man behind the counter my North Carolina driver’s license，ready to renew，the man told me that I was under age by Maryland law since I was not yet 21．“Mr. Henry Smith，your husband，will have to sign for you,” he said．

I argued，pointing to a very large belly(肚子) of mine，“I am married．I am having a baby．Why should I have to have someone sign for me to drive?”He answered coldly．“It’s the law，madam.”

Henry encouraged me to calm down，just go ahead and get the license and be done with it．“No，”I said．I refused to have him sign for me．So I left without a Maryland license．

I called the North Carolina Motor Vehicle office and renewed my NC license by mail--using my name Susan Brown．And thus it was for the next twelve years．Since Henry was in the army I could drive under my home state license．By the time Henry left the army we were once again living in Maryland，and I had to take the Maryland driver’s exam．Since then I just go in and renew every four years--sign the name Susan Brown，have my new picture taken, and walk out with a license to drive．

1.Susan got her first driver’s license_______．

2.Susan failed to renew her license the first time in Maryland because_____．

3.We can infer from the text that in the U.S.___________．

Arriving home tired, he had his wife ____ the dinner for him.

Nowadays, we can obviously feel that the Net_______ our life rapidly.

It remains to be seen ____ he will solve the problem or not.

Though he hasn’t achieved the goal, he isn’t a failure. _____ , he is a true man indeed. 

If you don’t pay your electricity bill, it will be _______.

---We’d like a double room with a view , please.

---I’m sorry, but all double rooms with a sea view _____________already.

---Fish need water to survive; _____ , we human beings rely on air to live.